Ottawa County property record for 422 E 3rd St, Port Clinton, OH 43452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,544 sqft · built 1900 |
| Lot Size | 0.113 acres (4,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Jun 2009) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034519-2 |
| Primary APN | 034519-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 464 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,944 sqft (0.113 acres) |
| Lot Dimensions | 103 ft deep x 48 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 198 sqft |
| Patio Area | 198 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 034519-2 |
|---|---|
| Street Address | 422 E 3RD ST |
| City | PORT CLINTON |
| State | OH |
| Zip | 43452-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 15 LOTS 2 W 45FT N 103 FT & E 3FT N 103FT OF 3 ORIGINAL |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | PORT CLINTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50500 |
422 E 3rd St is owned and occupied by an individual who bought it in June 2009.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 422 E 3RD ST, PORT CLINTON, OH 43452-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMODORE PERRY FCU |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2009 · Amount on File |
| Deed Sale | Jun 19, 2009 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 2009195090 |
| Deed Book / Page | 1279 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 422 E 3RD ST, PORT CLINTON, OH 43452-1131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 422 E 3RD ST, PORT CLINTON, OH 43452-1131 |
| Document Number | 0000000977 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 2070/686 |
| Instrument | 202600000977 |
| Name | COMMODORE PERRY FCU |
|---|---|
| Type | Credit Union |
| Address | OAK HARBOR, OH 43449 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 422 E 3RD ST, PORT CLINTON, OH 43452-1131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000290329 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 1746/146 |
| Instrument | 201900290329 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 422 E 3rd St was $1,632 with a homeowner's exemption, down 2% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| Municipality | Port Clinton City |
| Unified School District | Port Clinton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (-1.98%) | $48,066 (-) Land $10,861 Building $37,205 | |
| 2024 | $1,665.00 (+18.67%) Homeowner's exemption | $48,066 (+31.35%) Land $10,861 Building $37,205 | $137,330 Land $31,030 Building $106,300 |
| 2023 | $1,403.00 (-1.13%) Homeowner's exemption | $36,593 (-) Land $6,209 Building $30,384 | |
| 2022 | $1,419.00 Homeowner's exemption | $36,593 Land $6,209 Building $30,384 | |
| 2021 | $104,550 Land $17,740 Building $86,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 422 E 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2018–2023) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 422 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT CLINTON CITY serves 6,500 people · EPA ID OH6203211 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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