Pinellas County property record for 423 Cypress View Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,143 sqft · built 1998 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (May 2024) |
| Tax Bill | $7,115 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-4236-7 |
| Primary APN | C62-000-759-4236-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,143 sqft Living Area |
| Gross Area | 3,069 sqft |
| 1st Floor Area | 1,407 sqft |
| Upper Floors Area | 736 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,495 sqft (0.149 acres) |
| Lot Dimensions | 116 ft deep x 56 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149657 |
|---|---|
| Street Address | 423 CYPRESS VIEW DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 105 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | PRESERVE AT CYPRESS LAKES |
| Legal Phase | 1 |
| Legal Tract | 73082 |
| Legal Lot Number | 105 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 27327 |
Source: Pinellas County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 CYPRESS VIEW DR, OLDSMAR, FL 34677-4660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 29, 2023 | Warranty Deed, Construction Loan · Construction Mortgage SENTINEL SECURITY LIFE INSURANCE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Sep 29, 2023 · Amount on Record |
| Deed Document Number | 2024139455 |
| Deed Book / Page | 22817 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 423 CYPRESS VIEW DR, OLDSMAR, FL 34677-4660 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 423 CYPRESS VIEW DR, OLDSMAR, FL 34677-4660 |
| Document Number | 0234691974 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 23469/1974 |
| Instrument | 2026054701 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 423 CYPRESS VIEW DR, OLDSMAR, FL 34677-4660 |
| Document Number | 0225801557 |
| Book / Page | 22580 / 1557 |
| Map Reference | MB 116 PG 97 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023251177 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 12, 2023 |
| Title Company | TRULY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11424 STRATHAVEN CT, TRINITY, FL 34655-7140 |
| Name | Verified Name |
|---|---|
| Address | 631 W PEACHTREE ST, NORCROSS, GA 30071-1862 |
| Investor | Possibly a Property Investor |
| Document Number | 0225801559 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 22580/1559 |
| Name | SENTINEL SECURITY LIFE INSURANCE CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2024 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,115.00 (+197.45%) Homeowner's exemption | $447,697 (+150.59%) Land $104,372 Building $343,325 | $447,697 (-0.96%) Land $104,372 Building $343,325 |
| 2023 | $2,392.00 (+3.28%) Homeowner's exemption | $178,658 (+3%) | $452,038 (+14.47%) Land $181,560 Building $270,478 |
| 2022 | $2,316.00 Homeowner's exemption | $173,454 | $394,912 Land $178,703 Building $216,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: WOW Internet, Cable & Phone.
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