418 Cypress View Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 418 Cypress View Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,155 sqft · built 1998
Lot Size	0.139 acres (6,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (May 2023)
Tax Bill	$7,681 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-4227-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4227-6`
Alternative APNs	`14-28-16-73082-000-0960` `281614730820000960` `R149648`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,155 sqft Living Area
Gross Area	2,789 sqft
1st Floor Area	1,411 sqft
Upper Floors Area	744 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,046 sqft (0.139 acres)
Lot Dimensions	116 ft deep x 52 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R149648
Street Address	418 CYPRESS VIEW DR
City	OLDSMAR
State	FL
Zip	34677-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 96
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	PRESERVE AT CYPRESS LAKES
Legal Phase	1
Legal Tract	73082
Legal Lot Number	96
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27327

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · VA Mortgage M SQUARED FINANCIAL LLC
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Oct 2, 2017	Warranty Deed, Transfer · ARM PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	2023111652
Deed Book / Page	22423 / 2191
Transfer Doc	1121002543
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 1, 2023
Property Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631
Document Number	0224232191
Book / Page	22423 / 2191
Map Reference	MB 116 PG 97-102
Instrument Date	Apr 28, 2023
Instrument	2023111652
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	NOT AVAILABLE, HOME TITLE EXPERTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11030 SECRETARIAT BLVD, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631

Mortgage

Document Number	0224232193
Date	May 1, 2023
Instrument	22423/2193

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 18, 2020
Property Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631
Document Number	0211272167
Book / Page	21127 / 2167
Map Reference	MB 116 PG 97-102
Instrument Date	Aug 13, 2020
Instrument	2020246771
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1633 SHADY OAKS DR, 1633, OLDSMAR, FL 34677-2776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631

Mortgage

Document Number	0211272168
Date	Aug 18, 2020
Instrument	21127/2168

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 2, 2017
Property Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631
Document Number	0197900227
Book / Page	19790 / 0227
Map Reference	MB116 PG97-102
Instrument Date	Sep 14, 2017
Instrument	2017299501
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 CYPRESS VIEW DR, OLDSMAR, FL 34677-4631

Mortgage

Document Number	2017299502
Date	Oct 2, 2017
Instrument	2017299502

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,207 (+36.48%) Land $96,457 Building $378,750	$475,207 (+0.18%) Land $96,457 Building $378,750
2024	$7,681.00 (+43.6%)
2023	$5,349.00 (+2.75%) Homeowner's exemption	$348,182 (+3%)	$474,336 (+13.43%) Land $168,786 Building $305,550
2022	$5,206.00 Homeowner's exemption	$338,041	$418,171 Land $168,538 Building $249,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: WOW Internet, Cable & Phone.

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