423 Co Rd 320, Bertram, TX 78605 Property Records

Burnet County property record for 423 Co Rd 320, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,296 sqft · built 1978
Lot Size	1.04 acres (45,694 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0047000002425000`

Property Details

APN / Parcel Number

Primary APN	`B0047000002425000`
Alternative APN	`47588`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable
Lot Area	45,694 sqft (1.04 acres)

Exterior Amenities

Porch	Porch
Porch Area	376 sqft
Deck Area	192 sqft
Canopy	680 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	423 COUNTY ROAD 320
City	BERTRAM
State	TX
Zip	78605-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0047 LEMUEL BLAKEY, TRACT 1 & 2, 1.049 ACRES
Legal Subdivision	LEMUEL BLAKEY
Legal Tract	1,2
Legal Block	1
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1057
Census Tract	960102

Owner

Source: Burnet County records · APN B0047000002425000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 COUNTY ROAD 320, BERTRAM, TX 78605-4118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	423 COUNTY ROAD 320, BERTRAM, TX 78605-4118
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201809370
Date	Aug 31, 2018
Instrument	201809370

Lender

Name	RICHARD G NOBLE
Type	Seller
Address	5324 CAMERON RD, AUSTIN, TX 78723

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Jun 18, 2019

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (-21.36%) Homeowner's exemption Senior Citizen's exemption	$513,328 (+21%)	$536,543 (+26.47%) Land $45,694 Building $490,849
2024	$3,455.00 (+1.11%)
2023	$3,417.00	$424,238 Land $38,840 Building $385,398	$424,238 Land $38,840 Building $385,398

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burnet County (48053C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480539601021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 65 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
JAB Wireless Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Electronic Corporate Pages, Hotwire Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF BERTRAM serves 3,636 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.