1400 Co Rd 320, Bertram, TX 78605 Property Records

Burnet County property record for 1400 Co Rd 320, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	5,331 sqft · built 2008
Lot Size	26.4 acres (1,152,467 sqft)
Owner	2 Company Names on File
Tax Bill	$15,323 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0001000001902300`

Property Details

APN / Parcel Number

Primary APN	`B0001000001902300`
Alternative APN	`81993`

Interior

Stories	1 Story
Building Area	5,331 sqft Living Area
1st Floor Area	3,421 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	1,152,467 sqft (26.4 acres)
Garage Type	Carport
Garage Area	825 sqft
Carport	Carport
Carport Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,200 sqft
Porch	Porch
Porch Area	1,835 sqft
Patio Area	780 sqft
Storage Building	153 sqft

Location & Zoning

Street Address	1400 COUNTY ROAD 320
City	BERTRAM
State	TX
Zip	78605-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0001 D.F. OWEN, TRACT 28A, 26.457 ACRES
Legal Subdivision	D.F. OWEN
Legal Tract	28A
Legal Block	1
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1055
Census Tract	960102

Owner

Source: Burnet County records · APN B0001000001902300

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7102 HANGING OAK CIR, AUSTIN, TX 78749-2314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2026
Deed Sale	Feb 13, 2026
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20261489
Record Updated	Sep 20, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Jan 31, 2018
Property Address	1400 COUNTY ROAD 320, BERTRAM, TX 78605-4686
Document Number	201800973
Map Reference	DOC 201206161
Instrument Date	Jan 26, 2018
Instrument	201800973
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	REGENT TITLE, RELIANT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 COUNTY ROAD 320, BERTRAM, TX 78605-4686

Mortgage

Document Number	201800974
Date	Jan 31, 2018
Instrument	201800974

Lender

Name	R BANK TEXAS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,323.00 (+6.16%) Homeowner's exemption	$1,264,048 (+9.93%) Land $25,073 Building $1,238,975	$1,857,625 (+7.95%) Land $618,650 Building $1,238,975
2024	$14,434.00 (+7.72%)
2023	$13,399.00 Homeowner's exemption	$1,149,918 Land $24,409 Building $1,125,509	$1,720,792 Land $595,283 Building $1,125,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Heritage Broadband Fixed Wireless	1,000 / 100
JAB Wireless Fixed Wireless	500 / 100
Electronic Corporate Pages Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BERTRAM serves 3,636 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.