423 Chambers St, Paris, KY 40361 Property Records

Bourbon County property record for 423 Chambers St, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,542 sqft
Owner	2 Individual Names on Record
Tax Bill	$336 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`026-80-07-013.00`

Property Details

APN / Parcel Number

Primary APN	`026-80-07-013.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area

Exterior

Exterior Material	Brick/Stone
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Gas

Location & Zoning

Street Address	423 CHAMBERS ST
City	PARIS
State	KY
Zip	40361-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 423 CHAMBERS ST - L #128 129 130
Legal Subdivision	HILLCREST ADDITION
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2010
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stoner Creek Rural Historic District listed 2001 · 773 contributing resources · NRIS 01000449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 CHAMBERS ST, PARIS, KY 40361-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000218482
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Recording Date	Jul 31, 2026
Property Address	423 CHAMBERS ST, PARIS, KY 40361-1944
Document Number	0001015183
Book / Page	772 / 780
Instrument Date	Jul 28, 2026
Instrument	20261015183
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CHAMBERS ST, PARIS, KY 40361-1944

Mortgage

Document Number	0001015183,
Date	Jul 31, 2026
Book Page	772/780
Instrument	20261015183

Lender

Name	STOCK YARDS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$336.00 (-36.12%)	$150,000 (-) Land $10,000 Building $140,000	$150,000 (-) Land $10,000 Building $140,000
2023	$526.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1997–2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 4 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20