417 Chambers St, Paris, KY 40361 Property Records

Bourbon County property record for 417 Chambers St, Paris, KY 40361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft
Owner	Individual Name on File
Last Sale	$31,770 (Mar 2012)
Tax Bill	$334 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`026-80-07-010.00`

Property Details

APN / Parcel Number

Primary APN	`026-80-07-010.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Street Address	417 CHAMBERS ST
City	PARIS
State	KY
Zip	40361-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L - 417 CHAMBERS ST - L #3
Legal Subdivision	CHAMBERS GARDENS
Legal Lot Number	3
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2010
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stoner Creek Rural Historic District listed 2001 · 773 contributing resources · NRIS 01000449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 105, PARIS, KY 40362-0105
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2012 · Amount on File
Deed Sale	Mar 12, 2012 · Amount on File
Prior Sale	Oct 2, 2006 · Amount on File
Deed Document Number	105269
Deed Book / Page	287 / 058
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	417 CHAMBERS ST, PARIS, KY 40361-1944
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000654/534
Date	Mar 23, 2020
Book Page	654/534
Instrument	786469

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$334.00 (-4.84%)	$100,000 (-) Land $10,000 Building $90,000	$100,000 (-) Land $10,000 Building $90,000
2023	$351.00 (+23.16%)	$100,000 (+27.71%) Land $10,000 Building $90,000	$100,000 (+27.71%) Land $10,000 Building $90,000
2022	$285.00	$78,300 Land $10,000 Building $68,300	$78,300 Land $10,000 Building $68,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	13 (1997–2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 4 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20