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423 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 423 Caribbean Dr E, Summerland Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1978
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$307,000 (Aug 2012)
Tax Bill$6,331 (2024)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone AE (high risk)
APN00193400-000000

Property Details

APN / Parcel Number

Primary APN00193400-000000
Alternative APNs
  • 35662800193400000000
  • 1255289

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,056 sqft Living Area
Gross Area1,320 sqft
1st Floor Area1,056 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal
Garage TypeAttached
Garage Area264 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area360 sqft
Deck Area525 sqft
Patio Area525 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1255289
Street Address423 CARIBBEAN DR E
CitySUMMERLAND KEY
StateFL
Zip33042-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LT 24 SUMMERLAND KEY COVE ADDITION 6 PB5-41 SUMMERLAND KEY OR389-914 OR754-1417 OR786 OR888-986 OR2082-1070 OR2082-1071 OR2270-784 OR2422-836 OR2423-112 OR2558-701 OR2584-922
Legal Range28E
Legal Township66S
Legal Section35
Legal SubdivisionSUMMERLAND KEY COVE ADD #6
Legal Block2
Legal Lot Number24
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1052
Census Tract971502

Owner

Source: Monroe County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address464 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4813
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2012 · Amount on Record
Deed SaleAug 14, 2012 · Amount on Record
Prior SaleMar 5, 2012
Deed Document Number20121895442
Deed Book / Page2584 / 922
Prior Transfer DateJan 23, 2007
Prior Transfer Doc0022700784
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateDec 19, 2025
Property Address423 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4845
Document Number0033582335
Book / Page3358 / 2335
Map ReferenceMB 5 PG 41
Instrument DateDec 19, 2025
Instrument2526159
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address464 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address464 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4813

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$871,044 (+8.39%) Land $660,000 Building $211,044$871,044 (+8.39%) Land $660,000 Building $211,044
2024$6,331.00 (+4.23%)
2023$6,074.00 (+12%)$803,655 (+20.27%) Land $606,000 Building $197,655$803,655 (+20.27%) Land $606,000 Building $197,655
2022$5,423.00$668,236 Land $468,000 Building $200,236$668,236 Land $468,000 Building $200,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 454 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies454 in force
Nearby Flood Claims828 (1998–2022)
Claims Outside the SFHA2 of 828
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 317 claims
  • Hurricane Wilma, Oct 2005 · 192 claims
  • Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Hotwire Communications.

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