413 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 413 Caribbean Dr E, Summerland Key, FL 33042 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1986
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$7,167 (2024)
Deeds & Mortgages	Jul 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`00193410-000000`

Property Details

APN / Parcel Number

Primary APN	`00193410-000000`
Alternative APNs	`35662800193410000000` `1255297`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	240 sqft

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	296 sqft
Deck Area	238 sqft
Patio Area	306 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1255297
Old Parcel Number	35662800193410000000
Street Address	413 CARIBBEAN DR E
City	SUMMERLAND KEY
State	FL
Zip	33042-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 25 SUMMERLAND KEY COVE ADDITION #6 PB5-41 SUMMERLAND KEY OR237-515 OR757-1826 OR778-424 OR862-123 OR904-2079
Legal Range	28E
Legal Township	66S
Legal Section	35
Legal Subdivision	SUMMERLAND KEY COVE ADD #6
Legal Block	2
Legal Lot Number	25
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1052
Census Tract	971502

Owner

Source: Monroe County records · APN 00193410-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	413 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2024
Deed Sale	Jul 17, 2024
Prior Sale	Apr 29, 1998 · Amount on Record
Deed Document Number	2468539
Deed Book / Page	01278 / 02422
Record Updated	Jun 08, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2024
Property Address	413 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4845
Document Number	0032842317
Book / Page	3284 / 2317
Map Reference	MB 6
Instrument Date	Jun 19, 2024
Instrument	2468539
Transaction Type	Transfer
Record Updated	Dec 08, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 COUNTRY OAK DR, OTTAWA, IL 61350-4290

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$850,858 (+5.99%)	$998,074 (+9.07%) Land $660,000 Building $338,074
2024	$7,167.00 (+3.88%)
2023	$6,899.00 (+2.83%) Homeowner's exemption	$802,796 (+3%)	$915,050 (+17.4%) Land $606,000 Building $309,050
2022	$6,709.00 Homeowner's exemption	$779,414 Land $468,000 Building $311,414	$779,414 Land $468,000 Building $311,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879715021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 454 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.