423 2nd St, Piqua, OH 45356 Property Records

Miami County property record for 423 2nd St, Piqua, OH 45356

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 624 sqft · built 1942
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Tax Bill$843 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNN44-048660

Property Details

APN / Parcel Number

Primary APNN44-048660
Alternative APNs
  • 011130.3-05-003-00
  • N44SE034 02800

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area624 sqft Living Area
1st Floor Area1,248 sqft
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
TerrainAbove Road/Slope

Exterior Amenities

PorchSlab
Porch Area334 sqft
Patio Area144 sqft
Canopy144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address423 2ND ST
CityPIQUA
StateOH
Zip45356-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 4206 40
Legal SubdivisionUNK
Legal Lot Number4206
JurisdictionMIAMI OH
Township / Civil DivisionPIQUA
Census Block Group3
Census Block3021
Census Tract300100

Owner

423 2nd St is owned and occupied by two individuals who acquired it in January 1990.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address423 2ND ST, PIQUA, OH 45356-4019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateFeb 23, 2022
Property Address423 2ND ST, PIQUA, OH 45356-4019
Document Number0000002880
Instrument DateFeb 16, 2022
Instrument2022OR-02880
Transaction TypeTransfer
Record UpdatedMar 22, 2022
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address423 2ND ST, PIQUA, OH 45356-4019

Mortgage

Document Number0000002881
DateFeb 23, 2022
Instrument2022OR-02881
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 423 2nd St was $843, up 8.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
MunicipalityPiqua City
Unified School DistrictPiqua City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$843.00 (+8.08%)$25,270 (+36.45%) Land $5,040 Building $20,230$72,200 Land $14,400 Building $57,800
2024$780.00 (+1.83%)$18,520 (-) Land $5,040 Building $13,480
2023$766.00 (-1.03%) Homeowner's exemption$18,520 (-) Land $5,040 Building $13,480$52,900 (-) Land $14,400 Building $38,500
2022$774.00 Homeowner's exemption$18,520 Land $5,040 Building $13,480$52,900 Land $14,400 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPIQUA CITY PWS
serves 20,354 people · EPA ID OH5501211
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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