423 15th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 423 15th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Townhouse
Lot Size	0.202 acres (8,827 sqft)
Owner	Individual Name on Record
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
APN	`39200200008000`

Property Details

APN / Parcel Number

Primary APN	`39200200008000`

Exterior

Architectural Style	Townhouse
Lot Area	8,827 sqft (0.202 acres)

Location & Zoning

Street Address	423 15TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-1607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 8 BLK 1 TOWNER ADD
Legal Subdivision	TOWNER ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	3
Census Block	3018
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 15TH ST NE, DEVILS LAKE, ND 58301-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	423 15TH ST NE, DEVILS LAKE, ND 58301-1607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAMSEY COUNTY ABSTRACT COMPANY, RAMSEY COUNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	272803
Date	Aug 23, 2019
Instrument	272803

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (-40.27%)	$86,250 (+18.15%) Land $8,450 Building $77,800	$172,500 (+18.15%) Land $16,900 Building $155,600
2024	$2,694.00 (+22.12%)
2023	$2,206.00	$73,000 Land $7,450 Building $65,550	$146,000 Land $14,900 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1995–2009)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 6 claims Severe Storms,flooding, & Ice Jams, May 1996 · 5 claims Severe Storms, Flooding, And Ground Saturation, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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