414 15th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 414 15th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$2,750 (2025)
Deeds & Mortgages	Jan 2011 Mortgage Mar 2022 Mortgage + 9 more
APN	`39190100004000`

Property Details

APN / Parcel Number

Primary APN	`39190100004000`

Exterior

Lot Area	15,282 sqft (0.35 acres)

Location & Zoning

Street Address	414 15TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E 1/2 OF LOT 5 SHAMROCK ADDITION
Legal Subdivision	SHAMROCK ADDITION
Legal Lot Number	4-5
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	3
Census Block	3031
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2011	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Feb 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANKNORTH MORTGAGE
Feb 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Feb 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANKNORTH MORTGAGE
Jun 5, 2020	Intrafamily Transfer, Transfer · USDA Mortgage USDA
Jun 5, 2020	Intrafamily Transfer, Transfer · USDA Mortgage USDA
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK
Sep 4, 2013	Warranty Deed, Transfer
Aug 11, 2011	Warranty Deed, Transfer · FHA Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2023280542
Prior Transfer Date	Jun 4, 2020
Prior Transfer Doc	274366
Record Updated	Sep 20, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250175
Date	Jan 18, 2011
Instrument	250175

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278692
Date	Mar 14, 2022
Instrument	278692

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271728
Date	Feb 20, 2019
Instrument	271728

Lender

Name	BANKNORTH MORTGAGE
Type	Mortgage Company
Address	CASSELTON, ND 58012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2026

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Feb 22, 2023
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	0000280542
Instrument Date	Feb 10, 2023
Instrument	280542
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	0000280543
Date	Feb 22, 2023
Instrument	280543

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	271728
Date	Feb 20, 2019
Instrument	271728

Lender

Name	BANKNORTH MORTGAGE
Type	Mortgage Company
Address	CASSELTON, ND 58012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2026

Interest

Rate Type	Adjustable Rate

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY ND
Recording Date	Jun 5, 2020
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	274366
Instrument Date	Jun 4, 2020
Instrument	274366
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	MCHUGH ABSTRACT COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	274367
Date	Jun 5, 2020
Instrument	274367

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 5, 2060

Interest

Rate	2.25%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY ND
Recording Date	Jun 5, 2020
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	0000274366
Instrument Date	Jun 4, 2020
Instrument	274366
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	MCHUGH ABSTRACT COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	0000274367
Date	Jun 5, 2020
Instrument	274367

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 5, 2060

Interest

Rate	2.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Apr 2, 2018
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	269605
Instrument Date	Apr 2, 2018
Instrument	269605
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	269606
Date	Apr 2, 2018
Instrument	269606

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Apr 2, 2018
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	0000269605
Instrument Date	Apr 2, 2018
Instrument	269605
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	0000269606
Date	Apr 2, 2018
Instrument	269606

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Sep 4, 2013
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	0000257806
Instrument Date	Aug 14, 2013
Instrument	257806
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Aug 11, 2011
Property Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608
Document Number	0000251822
Instrument Date	Aug 11, 2011
Instrument	251822
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	414 15TH ST NE, DEVILS LAKE, ND 58301-1608

Mortgage

Document Number	0000251823
Date	Aug 11, 2011
Instrument	251823

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,750.00 (-26.61%)	$119,500 (+13.81%) Land $12,300 Building $107,200	$239,000 (+13.81%) Land $24,600 Building $214,400
2024	$3,747.00 (+18.09%)
2023	$3,173.00	$105,000 Land $10,500 Building $94,500	$210,000 Land $21,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1995–2009)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 6 claims Severe Storms,flooding, & Ice Jams, May 1996 · 5 claims Severe Storms, Flooding, And Ground Saturation, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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