4229 Reading Rd, Dayton, OH 45420 Property Records

Montgomery County property record for 4229 Reading Rd, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,120 sqft · built 1949
Lot Size	0.143 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2023)
Tax Bill	$1,947 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 14706 0068`

Property Details

APN / Parcel Number

Primary APN	`R72 14706 0068`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,251 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	32 sqft
Patio Area	32 sqft
Canopy	168 sqft
Utility Building	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4229 READING RD
City	DAYTON
State	OH
Zip	45420-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64764
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	68
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1018
Census Tract	2900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4229 READING RD, DAYTON, OH 45420-2844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	202300056247
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 31, 2023
Property Address	4229 READING RD, DAYTON, OH 45420-2844
Document Number	0000056247
Instrument Date	Oct 13, 2023
Instrument	202300056247
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 READING RD, DAYTON, OH 45420-2844

Mortgage

Document Number	0000056248
Date	Oct 31, 2023
Instrument	202300056248

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 17, 2017
Property Address	4229 READING RD, DAYTON, OH 45420-2844
Document Number	0000041002
Instrument Date	Jun 29, 2017
Instrument	41002
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 READING RD DAYTON OH 454202844, DAYTON, OH 45420-2844

Mortgage

Document Number	41003
Date	Jul 17, 2017
Instrument	41003

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Mortgage

Document Number	41004,
Date	Jul 17, 2017
Instrument	41004

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,820 (-) Land $9,080 Building $24,740
2024	$1,947.00 (+2.53%)
2023	$1,899.00 (+11.97%)	$33,820 (+45.03%) Land $9,080 Building $24,740	$96,620 (+44.99%) Land $25,930 Building $70,690
2022	$1,696.00	$23,320 Land $6,260 Building $17,060
2020			$66,640 Land $17,890 Building $48,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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