4223 Reading Rd, Dayton, OH 45420 Property Records

Montgomery County property record for 4223 Reading Rd, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1949
Lot Size	0.143 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$66,319 (Sep 2020)
Tax Bill	$1,984 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 14706 0069`

Property Details

APN / Parcel Number

Primary APN	`R72 14706 0069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,251 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	196 sqft
Patio Area	364 sqft
Canopy	32 sqft
Utility Building	14 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4223 READING RD
City	DAYTON
State	OH
Zip	45420-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64763
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	69
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1018
Census Tract	2900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4223 READING RD, DAYTON, OH 45420-2844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · Conventional with PMI WRIGHT-PATT CU
Sep 29, 2017	Deed with Mortgage, Transfer · Conventional with PMI CHARLES L HUBER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	202000054959
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 16, 2020
Property Address	4223 READING RD, DAYTON, OH 45420-2844
Document Number	0000054959
Instrument Date	Aug 25, 2020
Instrument	54959
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4223 READING RD DAYTON OH 454202844, DAYTON, OH 45420-2844

Mortgage

Document Number	54960
Date	Sep 16, 2020
Instrument	54960

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

September 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 29, 2017
Property Address	4223 READING RD, DAYTON, OH 45420-2844
Instrument Date	Sep 18, 2017
Instrument	57753
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4223 READING RD DAYTON OH 454202844, DAYTON, OH 45420-2844

Mortgage

Document Number	0000057753
Date	Sep 29, 2017
Instrument	57753

Lender

Name	CHARLES L HUBER
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Sep 28, 2020

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,460 (-) Land $9,080 Building $25,380
2024	$1,984.00 (+2.48%)
2023	$1,936.00 (+12.04%)	$34,460 (+45.03%) Land $9,080 Building $25,380	$98,430 (+44.98%) Land $25,930 Building $72,500
2022	$1,728.00	$23,760 Land $6,260 Building $17,500
2020			$67,890 Land $17,890 Building $50,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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