4228 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4228 Settlers Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,850 sqft Living Area
Lot Size	8,624 sqft (0.198 acres)
Garage	Attached, 420 sqft
Last Sale	$153,000 (2014)
Tax Bill	$5,307.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0584-0001-3730`
Alternative APNs	`263016058400013730` `85529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,850 sqft Living Area
Gross Area	2,294 sqft Gross Area
1st Floor	1,850 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,624 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	160 sqft Patio
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4228 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 373
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 5
Legal Tract	584
Legal Block	3730
Legal Lot Number	373
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0584-0001-3730

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2014 · Amount on Record
Deed Sale	Jan 03, 2014 · Amount on Record
Prior Sale	Oct 22, 2003 · Amount on Record
Deed Doc Number	20141263
Deed Book / Page	4552 / 2169
Last Transfer Date	Apr 25, 2019
Transfer Doc	0055190143
Record Refreshed	Jun 08, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 03, 2019
Property Address	4228 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Document Number	0055190143
Book / Page	005519 / 000143
Instrument Date	Apr 25, 2019
Instrument	57587
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,567.00 (+4.9%)	$321,200 (-2.61%) Land $75,000 Building $246,200	$321,200 (-2.61%) Land $75,000 Building $246,200
2024	$5,307.00 (+6.44%)
2023	$4,986.00 (+13.58%)	$329,800 (+20.72%) Land $65,000 Building $264,800	$329,800 (+20.72%) Land $65,000 Building $264,800
2022	$4,390.00	$273,200 Land $60,000 Building $213,200	$273,200 Land $60,000 Building $213,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.