4223 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4223 Settlers Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2002
Lot Size	0.244 acres (10,672 sqft)
Owner	Owner Name on File
Last Sale	$197,000 (Jul 2014)
Tax Bill	$6,142 (2025)
Flood Zone	Zone X (minimal risk)
APN	`85525`

Property Details

APN / Parcel Number

Primary APN	`85525`
Alternative APN	`162630058400013490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Heated Area
Gross Area	2,888 sqft
1st Floor Area	1,826 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	662 sqft
Deck Area	1,233 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85525
Street Address	4223 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 349
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	584
Legal Block	1
Legal Lot Number	349
Legal Unit	5P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 85525

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	37 18TH AVE NW, HICKORY, NC 28601-1822

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	Jun 19, 2013
Deed Document Number	2014107164
Deed Book / Page	4642 / 0574
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,142.00 (+11.96%)	$351,700 (-2.06%) Land $75,000 Building $276,700	$351,700 (-2.06%) Land $75,000 Building $276,700
2023	$5,486.00 (+13.07%)	$359,100 (+19.26%) Land $65,000 Building $294,100	$359,100 (+19.26%) Land $65,000 Building $294,100
2022	$4,852.00	$301,100 Land $60,000 Building $241,100	$301,100 Land $60,000 Building $241,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.