Madison County and Madison Town property record for 4228 E Lake Rd, Hamilton, NY 13346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,508 sqft · built 1998 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Jan 2026) |
| Tax Bill | $4,832 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| APN | 254089 154.-2-29.12 |
| Primary APN | 254089 154.-2-29.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,548 sqft (1.39 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 600.12 |
|---|---|
| Street Address | 4228 E LAKE RD |
| City | HAMILTON |
| State | NY |
| Zip | 13346-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 29.012 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 31000 |
Source: Madison County and Madison Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 TOWER ST, WATERVILLE, NY 13480-1128 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Feb 17, 2004 · Amount on Record |
| Deed Document Number | 2026249 |
| Prior Transfer Date | Jan 20, 2012 |
| Prior Transfer Doc | 0020120415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 4228 E LAKE RD, HAMILTON, NY 13346-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000050 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-250 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
Source: Madison County and Madison Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | Madison Town |
| Unified School District | Hamilton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,832.00 (+0.75%) | ||
| 2025 | $4,796.00 | $92,000 (-) Land $20,800 Building $71,200 | $183,633 (+17.76%) Land $41,517 Building $142,116 |
| 2023 | $92,000 Land $20,800 Building $71,200 | $155,932 Land $35,254 Building $120,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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