4199 E Lake Rd, Hamilton, NY 13346 Property Records

Madison County and Madison Town property record for 4199 E Lake Rd, Hamilton, NY 13346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 2009
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (May 2023)
Tax Bill	$7,091 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2018 Mortgage + 1 more
APN	`254089 154.-2-29.15`

Property Details

APN / Parcel Number

Primary APN	`254089 154.-2-29.15`
Alternative APNs	`408915400000020290150000` `600.15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	600.15
Street Address	4199 E LAKE RD
City	HAMILTON
State	NY
Zip	13346-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	29.015
Jurisdiction	MADISON NY
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2034
Census Tract	31000

Owner

Source: Madison County and Madison Town records · APN 254089 154.-2-29.15

Assessment roll updated April 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	939 ARTHUR ST, UTICA, NY 13501-5345
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit ACCESS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20232283
Prior Transfer Date	Sep 05, 2013
Prior Transfer Doc	2013006473
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON NY
Recording Date	May 26, 2023
Property Address	4199 E LAKE RD, HAMILTON, NY 13346-3303
Document Number	0000000283
Instrument Date	May 19, 2023
Instrument	2023-2283
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 ARTHUR ST, UTICA, NY 13501-5345

Mortgage

Document Number	0000000284
Date	May 26, 2023
Instrument	2023-2284

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	4199 E LAKE RD, HAMILTON, NY 13346-3303
Document Number	0000002080
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4199 E LAKE RD HAMILTON NY 133463303, HAMILTON, NY 13346-3303

Mortgage

Document Number	0000002080
Date	Apr 25, 2018
Instrument	2080

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NY 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2038

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	4199 E LAKE RD, HAMILTON, NY 13346-3303
Document Number	0000001064
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 06, 2017
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4199 S LAKE RD HAMILTON NY 13346, HAMILTON, NY 13346

Mortgage

Document Number	0000001064
Date	Feb 27, 2017
Instrument	1064

Lender

Name	ACCESS CU
Type	Credit Union
Address	CLINTON, NY 13323

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County and Madison Town records · Assessment roll updated April 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Madison Town
Unified School District	Hamilton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,091.00	$136,000 (-) Land $25,000 Building $111,000	$271,457 (+17.76%) Land $49,900 Building $221,557
2023		$136,000 Land $25,000 Building $111,000	$230,508 Land $42,373 Building $188,135

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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