4228 Bluffs Ln, Durham, NC 27712 Property Records

Durham County property record for 4228 Bluffs Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1989
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Jun 2020)
Tax Bill	$3,208 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0834-08-8323`

Property Details

APN / Parcel Number

Primary APN	`0834-08-8323`
Alternative APNs	`0834-08-83-2375` `083401088323` `180236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,354 sqft Heated Area
1st Floor Area	842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	96 ft deep x 60 ft wide
Porch	Porch
Porch Area	168 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4228 BLUFFS LN
City	DURHAM
State	NC
Zip	27712-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 2.770
Legal Description	BLUFFS OF THE ENO/LT#11 PL:000119-000166
Legal Subdivision	BLUFFS OF THE ENO
Legal Lot Number	11
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4006
Census Tract	1601

Owner

4228 Bluffs Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4228 BLUFFS LN, DURHAM, NC 27712-9560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Document Number	202021504
Deed Book / Page	8968 / 30
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 8, 2020
Property Address	4228 BLUFFS LN, DURHAM, NC 27712-9560
Document Number	0089680030
Book / Page	8968 / 30
Map Reference	MB 119 PG 166
Instrument Date	Jun 2, 2020
Instrument	2020021504
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 PATTERSON HILL RD, 25, MOUNT DESERT, ME 04660-6435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 BLUFFS LN, DURHAM, NC 27712-9560

Mortgage

Document Number	2020021505
Date	Jun 8, 2020
Instrument	2020021505

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4228 Bluffs Ln was $3,208, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,208.00 (+2.52%)	$315,685 (-) Land $64,975 Building $250,710	$315,685 (-) Land $64,975 Building $250,710
2025	$3,129.00	$315,685 Land $64,975 Building $250,710	$315,685 Land $64,975 Building $250,710
2023	$2,105.00 (+2.33%)	$160,755 Land $34,020 Building $126,735	$160,755 Land $34,020 Building $126,735
2022	$2,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4228 Bluffs Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	17 (2018–2025)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4228 Bluffs Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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