4226 Bluffs Ln, Durham, NC 27712 Property Records

Durham County property record for 4226 Bluffs Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1989
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$730 (Jul 2022)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0834-08-8385`

Property Details

APN / Parcel Number

Primary APN	`0834-08-8385`
Alternative APNs	`0834-08-83-8555` `083401088385` `180235`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Heated Area
1st Floor Area	902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	96 ft deep x 62 ft wide
Porch	Porch
Porch Area	84 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4226 BLUFFS LN
City	DURHAM
State	NC
Zip	27712-9559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 2.770
Legal Description	BLUFFS OF THE ENO/LT#10 PL:000119-000166
Legal Subdivision	BLUFFS OF THE ENO
Legal Lot Number	10
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4006
Census Tract	1601

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4226 BLUFFS LN, DURHAM, NC 27712-9559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PDF MANAGEMENT INC
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Document Number	202227935
Deed Book / Page	9736 / 2
Prior Transfer Date	Sep 25, 2008
Prior Transfer Doc	0060670940
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 7, 2022
Property Address	4226 BLUFFS LN, DURHAM, NC 27712-9559
Document Number	0097360002
Book / Page	9736 / 2
Map Reference	MB 119 PG 166
Instrument Date	Jul 5, 2022
Instrument	2022027935
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 VILLAGE MARKET PL # PL172, 1204, MORRISVILLE, NC 27560-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 BLUFFS LN, DURHAM, NC 27712-9559

Mortgage

Document Number	2022027936
Date	Jul 7, 2022
Instrument	2022027936

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	5.75%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 14, 2022
Property Address	4226 BLUFFS LN, DURHAM, NC 27712-9559
Document Number	0096680759
Book / Page	9668 / 759
Map Reference	MB 119 PG 166
Instrument Date	Apr 14, 2022
Instrument	2022015767
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 ESTHER RD, 175, ROXBORO, NC 27573-5888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 VILLAGE MARKET PL # 172, 172, MORRISVILLE, NC 27560-7508

Mortgage

Document Number	2022015768
Date	Apr 14, 2022
Instrument	2022015768

Lender

Name	PDF MANAGEMENT INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 27, 2017
Property Address	4226 BLUFFS LN, DURHAM, NC 27712-9559
Document Number	0082970785
Book / Page	008297 / 000785
Instrument Date	Oct 27, 2017
Instrument	38046
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 BLUFFS LN DURHAM NC 277129559, DURHAM, NC 27712-9559

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 (+46.41%)	$337,720 (+93.45%) Land $65,550 Building $272,170	$337,720 (+93.45%) Land $65,550 Building $272,170
2023	$2,286.00 (+11.68%)	$174,579 Land $34,110 Building $140,469	$174,579 Land $34,110 Building $140,469
2022	$2,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	17 (2018–2025)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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