4216 Nelson Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4216 Nelson Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 2001
Lot Size	0.652 acres (28,399 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,832 (2026)
Deeds & Mortgages	Oct 2025 Transfer Mar 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0280-00050`

Property Details

APN / Parcel Number

Primary APN	`387-0280-00050`
Alternative APN	`1036175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	28,399 sqft (0.652 acres)
Garage Area	1,040 sqft

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1036175
Street Address	4216 NELSON RD
City	TOWER
State	MN
Zip	55790-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0005 SERIAL #
Legal Subdivision	NELSON DAISY BAY HOMESITES GRE
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1269
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4216 NELSON RD, TOWER, MN 55790-8600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
Mar 13, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Aug 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2025
Transfer Doc	0001095322
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 17, 2025
Property Address	4216 NELSON RD, TOWER, MN 55790-8600
Document Number	0001095322
Instrument Date	Oct 3, 2025
Instrument	1095322
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4216 NELSON RD, TOWER, MN 55790-8600

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4216 NELSON RD, TOWER, MN 55790-8600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000995896
Date	Mar 13, 2018
Instrument	995896

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 20, 2025

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2017
Property Address	4216 NELSON RD, TOWER, MN 55790-8600
Document Number	000T988743
Instrument Date	Aug 16, 2017
Instrument	T988743
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,138.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4216 NELSON RD TOWER MN 557908600, TOWER, MN 55790-8600

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,832.00 (+38.06%) Homeowner's exemption
2025	$3,500.00 (-8.9%) Homeowner's exemption	$603,200 (+23.51%) Land $236,500 Building $366,700	$603,200 (+23.51%) Land $236,500 Building $366,700
2024	$3,842.00	$488,400 (+10.77%) Land $193,000 Building $295,400	$488,400 (+10.77%) Land $193,000 Building $295,400
2022		$440,900 Land $172,700 Building $268,200	$440,900 Land $172,700 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: CTC, Verizon.

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