4227 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4227 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 5,469 sqft · built 2020
Lot Size	0.633 acres (27,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$24,800 (Feb 2002)
Tax Bill	$22,188 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-047-00-063-00`

Property Details

APN / Parcel Number

Primary APN	`17-047-00-063-00`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,469 sqft Living Area
Gross Area	7,133 sqft
1st Floor Area	1,227 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Lot Area	27,573 sqft (0.633 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Terrain	Steep
Garage Type	Attached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	290 sqft
Deck Area	Deck Area
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4227 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38,39,40 GENEVA PARK LAND SEC 1--52-40
Legal Subdivision	GENEVA PARK
Legal Block	1
Legal Lot Number	40
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4242 LAKE RD E, GENEVA, OH 44041-7733
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2002 · Amount on Record
Deed Sale	Feb 21, 2002 · Amount on Record
Prior Sale	Jan 12, 2001 · Amount on Record
Last Transfer Date	Jul 13, 2015
Transfer Doc	0000007126
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4227 LAKE RD E, GENEVA, OH 44041
Document Number	0000003057
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	LAKE CITY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4227 LAKE RD GENEVA OH 44041, GENEVA, OH 44041

Mortgage

Document Number	0000003057
Date	Mar 31, 2020
Book Page	000705/001381
Instrument	3057

Lender

Name	CARDINAL CU
Address	MENTOR, OH 44060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,188.00 (+81.27%)	$270,520 (-) Land $50,020 Building $220,500	$772,900 (-) Land $142,900 Building $630,000
2023	$12,240.00 (+39.77%) Homeowner's exemption	$270,520 (+52.35%) Land $50,020 Building $220,500	$772,900 (+52.36%) Land $142,900 Building $630,000
2022	$8,757.00 Homeowner's exemption	$177,560 Land $38,470 Building $139,090
2020			$507,300 Land $109,900 Building $397,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1986–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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