4198 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4198 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Aug 2018)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-047-00-094-00`

Property Details

APN / Parcel Number

Primary APN	`17-047-00-094-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	528 sqft
Basement Area	352 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	180 ft deep x 37 ft wide
Terrain	Low
Deck Area	48 sqft
Patio Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4198 LAKE RD E
City	GENEVA
State	OH
Zip	44041-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--53 -121-
Legal Subdivision	GENEVA PARK LAND CO A
Legal Block	1
Legal Lot Number	121
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1004
Census Tract	603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4730 LAKE RD E, B, GENEVA, OH 44041-9770
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 31, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Sep 2, 1997 · Amount on Record
Deed Document Number	20188711
Deed Book / Page	666 / 2044
Prior Transfer Date	Aug 23, 2012
Prior Transfer Doc	0000009508
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4198 LAKE RD E, GENEVA, OH 44041-7732
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 LAKE RD E, GENEVA, OH 44041-7732

Mortgage

Document Number	0000003099
Date	Apr 16, 2024
Book Page	816/1954
Instrument	2024-00003099

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4198 LAKE RD E, GENEVA, OH 44041-7732
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 LAKE RD E, GENEVA, OH 44041-7732

Mortgage

Document Number	0000007765
Date	Jul 19, 2022
Book Page	776/965
Instrument	202200007765

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 31, 2018
Property Address	4198 LAKE RD E, GENEVA, OH 44041-7732
Document Number	0000008711
Book / Page	666 / 2044
Map Reference	VOL 10 PG 75
Instrument Date	Aug 31, 2018
Instrument	201800008711
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 LAKE RD E, GENEVA, OH 44041-7732

Mortgage

Document Number	0000008712
Date	Aug 31, 2018
Instrument	201800008712

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00 (+80.41%)	$34,690 (-) Land $5,010 Building $29,680	$99,100 (-) Land $14,300 Building $84,800
2023	$1,577.00 (+19.2%) Homeowner's exemption	$34,690 (+30.07%) Land $5,010 Building $29,680	$99,100 (+30.05%) Land $14,300 Building $84,800
2022	$1,323.00 Homeowner's exemption	$26,670 Land $3,850 Building $22,820
2020			$76,200 Land $11,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1986–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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