4227 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4227 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1921
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2014)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225-021-033`

Property Details

APN / Parcel Number

Primary APN	`225-021-033`
Alternative APN	`042000045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	290 sqft
Carport	Carport
Carport Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000045
Street Address	4227 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 42 MB 007/031 GROFTHOLDT SUB
Legal Subdivision	GROFTHOLDT SUB
Legal Lot Number	42
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3013
Census Tract	31100

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4227 COVER ST, RIVERSIDE, CA 92506-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2014287378
Prior Transfer Date	Dec 6, 2005
Prior Transfer Doc	0001008190
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4227 COVER ST, RIVERSIDE, CA 92506-2243
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248068
Date	Jun 11, 2020
Instrument	2020-0248068

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4227 COVER ST, RIVERSIDE, CA 92506-2243
Document Number	0000216576
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 COVER ST RIVERSIDE CA 925062243, RIVERSIDE, CA 92506-2243

Mortgage

Document Number	0000216576
Date	Jun 17, 2019
Instrument	216576

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,811 (+2%) Land $91,935 Building $183,876
2025	$3,067.00 (+3.83%)	$270,404 (+4.04%) Land $90,133 Building $180,271
2023	$2,954.00 (+1.86%)	$259,906 Land $86,634 Building $173,272
2022	$2,900.00
2021			$397,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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