4225 E 109th St, Tulsa, OK 74137 Property Records

Tulsa County property record for 4225 E 109th St, Tulsa, OK 74137

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,272 sqft · built 1980
Lot Size0.823 acres (35,893 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Jul 2019)
Tax Bill$7,161 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN71010-83-28-29090

Property Details

APN / Parcel Number

Primary APN71010-83-28-29090
Alternative APN
  • R71010832829090

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,272 sqft Living Area
Basement Area1,808 sqft
Laundry RoomLaundry Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialSiding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area35,893 sqft (0.823 acres)
Garage TypeDetached
Garage Area560 sqft

Exterior Amenities

Pool Area544 sqft
PorchPorch
Porch Area396 sqft
Patio Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR71010832829090
Street Address4225 E 109TH ST
CityTULSA
StateOK
Zip74137-7102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionLT 11 BLK 4
Legal Range13E
Legal Township18N
Legal Section28
Legal QuarterSE
Legal SubdivisionHIGH FIELD ADDN
Legal Block4
Legal Lot Number11
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group2
Census Block2012
Census Tract7638

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4225 E 109TH ST, TULSA, OK 74137-7102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCIAL CONCEPTS MORTGAGE LLC
Jul 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCIAL CONCEPTS MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Prior SaleFeb 4, 2013 · Amount on Record
Deed Document Number2019059912
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address4225 E 109TH ST, TULSA, OK 74137-7102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087874
DateSep 11, 2020
Instrument2020087874
Lender
NameFINANCIAL CONCEPTS MORTGAGE LLC
TypeMortgage Company
AddressEDMOND, OK 73013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateJul 8, 2019
Property Address4225 E 109TH ST, TULSA, OK 74137-7102
Document Number0000059912
Instrument DateJul 1, 2019
Instrument2019059912
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyAPEX TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4225 E 109TH ST, TULSA, OK 74137-7102

Mortgage

Document Number0000059913
DateJul 8, 2019
Instrument2019059913
Lender
NameFINANCIAL CONCEPTS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalityTulsa City
Unified School DistrictJenks Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,161.00 (+6.21%) Homeowner's exemption$51,888 (+6.21%) Land $5,541 Building $46,347$595,600 (+14.67%) Land $63,600 Building $532,000
2023$6,742.00 (+3.07%)$48,852 (+3.06%) Land $5,982 Building $42,870$519,397 (+18.04%) Land $63,600 Building $455,797
2022$6,541.00 Homeowner's exemption$47,400 Land $6,851 Building $40,549$440,000 Land $63,600 Building $376,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 1 (45% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTULSA
serves 413,000 people · EPA ID OK1020418
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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