3346 E 109th St, Tulsa, OK 74137 Property Records

Tulsa County property record for 3346 E 109th St, Tulsa, OK 74137

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,537 sqft · built 2001
Lot Size	1.12 acres (48,918 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Aug 2020)
Tax Bill	$14,947 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71675-83-28-51730`

Property Details

APN / Parcel Number

Primary APN	`71675-83-28-51730`
Alternative APN	`R71675832851730`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,537 sqft Living Area
Basement Area	2,957 sqft
Laundry Room	Laundry Room
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,918 sqft (1.12 acres)
Garage Type	Attached
Garage Area	840 sqft
Porch	Porch
Porch Area	756 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R71675832851730
Street Address	3346 E 109TH ST
City	TULSA
State	OK
Zip	74137-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	LT 7 BLK 3
Legal Range	13E
Legal Township	18N
Legal Section	28
Legal Quarter	SW
Legal Subdivision	PHILCREST
Legal Block	3
Legal Lot Number	7
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1000
Census Tract	7638

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3346 E 109TH ST, TULSA, OK 74137-6605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 17, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK/ADA
Aug 1, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK/ADA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	2020078637
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Aug 19, 2020
Property Address	3346 E 109TH ST, TULSA, OK 74137-6605
Document Number	0000078637
Map Reference	PL 3666
Instrument Date	Aug 13, 2020
Instrument	2020078637
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3346 E 109TH ST, TULSA, OK 74137-6605

Mortgage

Document Number	0000078639
Date	Aug 19, 2020
Instrument	2020078639

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.65%
Index	1-Year LIBOR
Max Rate	7.65%

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TULSA OK
Recording Date	Apr 17, 2018
Property Address	3346 E 109TH ST, TULSA, OK 74137-6605
Instrument Date	Apr 2, 2018
Instrument	32802
Transaction Type	Construction Loan
Record Updated	Apr 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3346 E 109TH ST TULSA OK 741376605, TULSA, OK 74137-6605

Mortgage

Document Number	0000032802
Date	Apr 17, 2018
Instrument	32802

Lender

Name	CITIZENS BK/ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TULSA OK
Recording Date	Aug 1, 2017
Property Address	3346 E 109TH ST, TULSA, OK 74137-6605
Instrument Date	Mar 9, 2017
Instrument	71165
Transaction Type	Construction Loan
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 E 109TH ST TULSA OK 741376605, TULSA, OK 74137-6605

Mortgage

Document Number	0000071165
Date	Aug 1, 2017
Instrument	71165

Lender

Name	CITIZENS BK/ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2018

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Tulsa City
Unified School District	Jenks Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,947.00 (+8.2%)	$108,306 (+8.2%) Land $8,338 Building $99,968	$984,600 (+8.2%) Land $75,800 Building $908,800
2023	$13,814.00	$100,100 (-) Land $8,338 Building $91,762	$910,000 (-) Land $75,800 Building $834,200
2022	$13,814.00	$100,100 Land $8,338 Building $91,762	$910,000 Land $75,800 Building $834,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JENKS PWA serves 16,924 people · EPA ID OK3007201
Water Source	Purchased surface water from TULSA
Last State Inspection	Dec 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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