Charlotte County property record for 42243 Edgewater Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 2022 |
| Lot Size | 0.281 acres (12,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Dec 2025) |
| Tax Bill | $6,013 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jan 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422630201021 |
| Primary APN | 422630201021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 2,054 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 12,234 sqft (0.281 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42243 EDGEWATER DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMMUNITY EDGEWATER LOT 1204 (12335 SF) 4518/730 E4518/732 3194778 3487552 |
| Legal Range | 26E |
| Legal Township | 42S |
| Legal Section | 30 |
| Legal Subdivision | BABCOCK RANCH COMMUNITY EDGEWATER |
| Legal Lot Number | 1204 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4556 BOWEN BAYOU RD, SANIBEL, FL 33957-2425 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 24, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 28, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Dec 28, 2022 · Amount on Record |
| Deed Document Number | 20253593135 |
| Prior Transfer Date | Jan 20, 2025 |
| Prior Transfer Doc | 0003487552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 42243 EDGEWATER DR, PUNTA GORDA, FL 33982-2277 |
| Document Number | 0003593135 |
| Map Reference | MB 23 PG 11 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 3593135 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44368 PANTHER DR, PUNTA GORDA, FL 33982-6127 |
| Name | Verified Name |
|---|---|
| Address | 4556 BOWEN BAYOU RD, SANIBEL, FL 33957-2425 |
| Document Number | 0003593136 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 3593136 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 24, 2025 |
| Property Address | 42243 EDGEWATER DR, PUNTA GORDA, FL 33982-2277 |
| Document Number | 0003487552 |
| Map Reference | MB 23 PG 11A-11P |
| Instrument Date | Jan 20, 2025 |
| Instrument | 3487552 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42243 EDGEWATER DR, BABCOCK RANCH, FL 33982-2277 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 42243 EDGEWATER DR, BABCOCK RANCH, FL 33982-2277 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 28, 2022 |
| Property Address | 42243 EDGEWATER DR, PUNTA GORDA, FL 33982-2277 |
| Document Number | 0003194778 |
| Map Reference | MB 23 PG 11A-11P |
| Instrument Date | Dec 22, 2022 |
| Instrument | 3194778 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 42243 EDGEWATER DR, BABCOCK RANCH, FL 33982-2277 |
| Document Number | 0003194779 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 3194779 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,013.00 (-28.65%) | $442,352 (+23.97%) | $550,248 (+24.69%) Land $120,700 Building $429,548 |
| 2024 | $8,428.00 (+13.36%) | ||
| 2023 | $7,435.00 (+169.38%) Homeowner's exemption | $356,836 (+483.07%) | $441,307 (+621.09%) Land $90,000 Building $351,307 |
| 2022 | $2,760.00 | $61,200 Land $61,200 | $61,200 Land $61,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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