42235 Edgewater Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42235 Edgewater Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,054 sqft · built 2022
Lot Size0.245 acres (10,691 sqft)
OwnerIndividual Name on Record
Last Sale$725,000 (Jun 2022)
Tax Bill$7,275 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN42-26-30-201-022

Property Details

APN / Parcel Number

Primary APN42-26-30-201-022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,054 sqft Living Area
Gross Area2,961 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2022
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,691 sqft (0.245 acres)
Pool Area58 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address42235 EDGEWATER DR
CityPUNTA GORDA
StateFL
Zip33982-2276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBCE 000 0000 1205 BABCOCK RANCH COMMUNITY EDGEWATER LOT 1205 4518/730 E4518/732 4947/1611 4995/1040 (10691
Legal Range26E
Legal Township42S
Legal Section30
Legal SubdivisionBABCOCK RANCH
Legal Lot Number1205
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address42235 EDGEWATER DR, PUNTA GORDA, FL 33982-2276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 18, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Prior SaleMar 18, 2022 · Amount on Record
Deed Document Number3110655
Deed Book / Page4995 / 1040
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 3, 2022
Property Address42235 EDGEWATER DR, PUNTA GORDA, FL 33982-2276
Document Number0049951040
Book / Page4995 / 1040
Map ReferenceMB 23 PG 11A-11P
Instrument DateMay 31, 2022
Instrument3110655
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySUPERIOR TITLE AND CLOSINGS LLC, SUPERIOR TTL & CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address570 RUSSET WOODS LN, AURORA, OH 44202

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 PENNSYLVANIA AVE, BARNEGAT, NJ 08005-2061

Mortgage

Document Number0049951042
DateJun 3, 2022
Instrument4995/1042
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 18, 2022
Property Address42235 EDGEWATER DR, PUNTA GORDA, FL 33982-2276
Document Number0049471611
Book / Page4947 / 1611
Map ReferenceMB 23 PG 11A-11P
Instrument DateMar 14, 2022
Instrument3074913
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,933.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2431 WALDEN CENTER DRIVE #300300, 300300, BONITA SPRINGS, FL 34134

Transferred To (Grantee/Buyer)

NameVerified Name
Address42235 EDGEWATER DR, BABCOCK RANCH, FL 33982-2276

Mortgage

Document Number0049471613
DateMar 18, 2022
Instrument4947/1613
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,275.00 (-26.76%) Homeowner's exemption$526,813 (+1.76%)$553,375 (+13.58%) Land $142,000 Building $411,375
2023$9,933.00 (+225.99%) Homeowner's exemption$517,685 (+745.89%)$487,233 (+696.13%) Land $90,000 Building $397,233
2022$3,047.00$61,200 Land $61,200$61,200 Land $61,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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