4220 Settlers Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4220 Settlers Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	2,080 sqft Heated Area
Lot Size	8,625 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$140,800 (2002)
Tax Bill	$1,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`85599`
Alternative APN	`162630058700013690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,080 sqft Heated Area
Gross Area	2,550 sqft Gross Area
1st Floor	1,840 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,625 sqft (0.198 acres)
Depth X Width	115 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Enclosed Porch
Porch Area	270 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	85599
Street Address	4220 SETTLERS CT
City	SAINT CLOUD
State	FL
Zip	34772-8510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT 6 PB 13 PG 34 LOT 369
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	587
Legal Block	1
Legal Lot Number	369
Legal Unit	6P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 85599

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4220 SETTLERS CT, SAINT CLOUD, FL 34772-8510
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2002 · Amount on Record
Deed Sale	Apr 11, 2002 · Amount on Record
Deed Doc Number	0203200998
Deed Book / Page	02032 / 00998
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+7.47%) Homeowner's exemption	$132,147 (+5.99%)	$337,900 (-2.85%) Land $75,000 Building $262,900
2023	$1,486.00 (+4.5%) Homeowner's exemption	$124,683 (+3%)	$347,800 (+20.97%) Land $65,000 Building $282,800
2022	$1,422.00 Homeowner's exemption	$121,052	$287,500 Land $60,000 Building $227,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 410 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.