4220 Surfside Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 4220 Surfside Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.38 acres (16,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Oct 2019)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1717-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1717-0010`
Alternative APNs	`00325320` `325320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,547 sqft (0.38 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	374 sqft
Patio Area	91 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00325320
Street Address	4220 SURFSIDE CIR
City	SPRING HILL
State	FL
Zip	34606-2273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1717 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1717
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2041
Census Tract	41203

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4220 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Dec 31, 2018	Warranty Deed, Transfer CHELSEA TITLE/THE NATURE COAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	201967846
Deed Book / Page	3766 / 1705
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0031430230
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 25, 2019
Property Address	4220 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Document Number	0037661705
Book / Page	3766 / 1705
Map Reference	MB 10 PG 61-76
Instrument Date	Oct 24, 2019
Instrument	2019067846
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11208 MARQUETTE ST, 11208, SPRING HILL, FL 34609-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 SURFSIDE CIR, SPRING HILL, FL 34606-2273

Mortgage

Document Number	0037661707
Date	Oct 25, 2019
Instrument	3766/1707

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4220 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Document Number	0037701611
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	252 SPRING HAVEN LOOP SPRING HILL FL 346089431, SPRING HILL, FL 34608-9431

Mortgage

Document Number	0037701611
Date	Nov 6, 2019
Book Page	003770/001611
Instrument	70206

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 31, 2018
Property Address	4220 SURFSIDE CIR, SPRING HILL, FL 34606-2273
Document Number	0036561887
Book / Page	003656 / 001887
Instrument Date	Dec 21, 2018
Instrument	77981
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount Recorded
Tax	$514.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11208 MARQUETTE ST SPRING HILL FL 346093263, SPRING HILL, FL 34609-3263

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00 (+76.78%) Homeowner's exemption	$107,770 (+5.99%)	$192,583 (+5.92%) Land $42,360 Building $150,223
2023		$101,683 Land $101,683
2022	$943.00		$181,824 Land $34,749 Building $147,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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