Hernando County property record for 4173 Surfside Cir, Spring Hill, FL 34606 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1980 |
| Lot Size | 0.448 acres (19,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Nov 2023) |
| Tax Bill | $3,667 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5250-1716-0020 |
| Primary APN | R32-323-17-5250-1716-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 1,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,504 sqft (0.448 acres) |
| Lot Dimensions | 170 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 986 sqft |
| Deck Area | 36 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00438538 |
|---|---|
| Street Address | 4173 SURFSIDE CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-2272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 25 BLK 1716 LOT 2 ORB 472 PG 90 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 25 |
| Legal Block | 1716 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 41203 |
Source: Hernando County records · APN R32-323-17-5250-1716-0020
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 02, 2023 | Warranty Deed, Transfer TITLE EXCHANGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on Record |
| Deed Sale | Nov 29, 2023 · Amount on Record |
| Prior Sale | Aug 02, 2023 · Amount on Record |
| Deed Document Number | 202374990 |
| Deed Book / Page | 4368 / 454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Document Number | 0000041966 |
| Book / Page | 4725 / 687 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202641966 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Document Number | 0000041966, |
|---|---|
| Date | Jun 19, 2026 |
| Book Page | 4725/687 |
| Instrument | 202641966 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Document Number | 0043680454 |
| Book / Page | 4368 / 454 |
| Map Reference | MB 10 PG 61-76 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023074990 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | TITLE EXCHANGE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 1ST AVE SW, LARGO, FL 33770-3410 |
| Name | Verified Name |
|---|---|
| Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Document Number | 0004368456 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 4368/456 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 02, 2023 |
| Property Address | 4173 SURFSIDE CIR, SPRING HILL, FL 34606-2272 |
| Document Number | 0043270645 |
| Book / Page | 4327 / 645 |
| Map Reference | MB 10 PG 61-76 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023048367 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | TITLE EXCHANGE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15024 FIELDCREST LN, BROOKSVILLE, FL 34613-4331 |
| Name | Verified Name |
|---|---|
| Address | 710 1ST AVE SW, LARGO, FL 33770-3410 |
| Investor | Possibly a Property Investor |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,667.00 (+392.88%) | $247,852 (+164.88%) Land $51,296 Building $196,556 | $247,852 (+13.34%) Land $51,296 Building $196,556 |
| 2023 | $93,570 (+3%) Land $93,570 | ||
| 2022 | $744.00 Homeowner's exemption | $90,845 | $218,672 Land $36,668 Building $182,004 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530412032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force 10 of 10 on primary residences |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011, rainfall accumulation |
| Wildfire Risk | Low above 4% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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