4220 Cherry St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4220 Cherry St, Cincinnati, OH 45223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,979 sqft · built 1895
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2025)
Tax Bill$4,531 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN196-0026-0023-00

Property Details

APN / Parcel Number

Primary APN196-0026-0023-00
Alternative APN
  • 0042292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,979 sqft Living Area
Gross Area2,957 sqft
1st Floor Area978 sqft
2nd Floor Area1,001 sqft
Upper Floors Area170 sqft
Basement Area978 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchOpen Frame Porch
Porch Area109 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4220 CHERRY ST
CityCINCINNATI
StateOH
Zip45223-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description4220 CHERRY ST 30 X 100 ES CHERRY 265.85 FT N OF
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3008
Census Tract27700

Owner

Source: Hamilton County records · APN 196-0026-0023-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4220 CHERRY ST, CINCINNATI, OH 45223-2015
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 20, 2019Quit Claim Deed, Transfer · Line of Credit
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2025 · Amount on Record
Deed SaleAug 19, 2025 · Amount on Record
Prior SaleJan 03, 2007 · Amount on Record
Deed Document Number202562897
Deed Book / Page15482 / 1371
Prior Transfer DateNov 15, 2019
Prior Transfer Doc0000113111
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4220 CHERRY ST, CINCINNATI, OH 45223-2015
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087049
DateSep 22, 2017
Instrument17-0087049
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueJul 26, 2032

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateDec 20, 2019
Property Address4220 CHERRY ST, CINCINNATI, OH 45223-2015
Document Number0000113111
Book / Page014068 / 001655
Instrument DateNov 15, 2019
Instrument113111
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyBROKER'S SETTLEMENT SERVICES, BROKER'S SETTLEMENT SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 CHERRY ST CINCINNATI OH 452232015, CINCINNATI, OH 45223-2015

Mortgage

Document Number113112
DateDec 20, 2019
Book Page014068/001658
Instrument113112
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueDec 19, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,531.00 (+3.12%)$73,591 (-) Land $25,032 Building $48,559$210,260 (-) Land $71,520 Building $138,740
2024$4,394.00 (-2.2%)$73,591 (-) Land $25,032 Building $48,559
2023$4,493.00 (+49.37%)$73,591 (+66.68%) Land $25,032 Building $48,559$210,260 (+66.69%) Land $71,520 Building $138,740
2022$3,008.00 Homeowner's exemption$44,150 Land $12,961 Building $31,189
2020$126,140 Land $37,030 Building $89,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 766 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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