4217 Cherry St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4217 Cherry St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,138 sqft · built 1896
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2021)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`196-0027-0070-00`

Property Details

APN / Parcel Number

Primary APN	`196-0027-0070-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	878 sqft
2nd Floor Area	1,260 sqft
Upper Floors Area	492 sqft
Basement Area	822 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	105 ft deep x 30 ft wide
Garage Area	240 sqft
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4217 CHERRY ST
City	CINCINNATI
State	OH
Zip	45223-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	4217 CHERRY ST 30 X 105 WS CHERRY 205.36 FT N OF
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3009
Census Tract	27700

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4217 CHERRY ST, CINCINNATI, OH 45223-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
May 5, 2020	Deed of Trust, Construction Loan · Construction Mortgage MM LNDG LLC
Sep 25, 2019	Warranty Deed, Transfer GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202187227
Deed Book / Page	14461 / 869
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2021
Property Address	4217 CHERRY ST, CINCINNATI, OH 45223-2014
Document Number	0000087227
Book / Page	14461 / 869
Instrument Date	Jul 6, 2021
Instrument	2021-0087227
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4217 CHERRY ST, CINCINNATI, OH 45223-2014

Mortgage

Document Number	0000087228
Date	Jul 19, 2021
Instrument	2021-0087228

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2020
Property Address	4217 CHERRY ST, CINCINNATI, OH 45223-2014
Document Number	0000041593
Book / Page	014161 / 001929
Instrument Date	Apr 30, 2020
Instrument	41593
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4217 CHERRY ST CINCINNATI OH 452232014, CINCINNATI, OH 45223-2014

Mortgage

Document Number	0000041593
Date	May 5, 2020
Book Page	014161/001929
Instrument	41593

Lender

Name	MM LNDG LLC
Address	LOUISVILLE, KY 40207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2021

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 25, 2019
Property Address	4217 CHERRY ST, CINCINNATI, OH 45223-2014
Document Number	0000082718
Book / Page	14009 / 01785
Instrument Date	Sep 17, 2019
Instrument	2019-0082718
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 KNOWTTON ST, CINCINNATI, OH 45223

Mortgage

Document Number	0000082719
Date	Sep 25, 2019
Instrument	2019-0082719

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (+3.11%)	$157,500 (-) Land $25,585 Building $131,915	$450,000 (-) Land $73,100 Building $376,900
2024	$2,315.00 (-2.2%)	$157,500 (-) Land $25,585 Building $131,915
2023	$2,367.00 (+25.77%)	$157,500 (-) Land $25,585 Building $131,915	$450,000 (-) Land $73,100 Building $376,900
2022	$1,882.00 Homeowner's exemption	$157,500 Land $13,244 Building $144,256
2020			$450,000 Land $37,840 Building $412,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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