422 Toma Lodge Dr, Ruston, LA 71270 Property Records

Lincoln Parish property record for 422 Toma Lodge Dr, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	4 ba · 6,790 sqft · built 2019
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Aug 2014)
Tax Bill	$13,807 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14183369028`

Property Details

APN / Parcel Number

Primary APN	`14183369028`
Alternative APN	`30045`

Interior

Full Baths	4 Baths
Building Area	6,790 sqft Living Area
Gross Area	13,855 sqft

Exterior

Year Built	Built 2019
Lot Area	71,003 sqft (1.63 acres)
Garage Area	4,226 sqft
Parking Spaces	14 Parking Spaces
Porch	Porch
Porch Area	2,839 sqft

Location & Zoning

Street Address	422 TOMA LODGE DR
City	RUSTON
State	LA
Zip	71270-2679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 OF TOMA LODGE ESTATES (1087-256) (FROM TOMA LODGE LLC) (1218-480)(FROM DEEPAK PATEL ET UX)(1347-152)(AFFIDAVIT OF
Legal Subdivision	TOMA LODGE
Legal Lot Number	28
Jurisdiction	LINCOLN LA
Township / Civil Division	7
Census Block Group	2
Census Block	2013
Census Tract	960402

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	422 TOMA LODGE DR, RUSTON, LA 71270-2679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Dec 9, 2025	Deed of Trust, Mortgage B1BANK
Nov 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ORIGIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2014 · Amount on Record
Deed Sale	Aug 6, 2014 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	0001347152
Deed Book / Page	1347 / 152
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	422 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225310
Date	Feb 4, 2026
Instrument	225310

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	422 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224587
Date	Dec 9, 2025
Instrument	224587

Lender

Name	B1BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	422 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001897112
Date	Nov 20, 2019
Instrument	1897112

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	422 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199837
Date	Sep 17, 2021
Instrument	199837

Lender

Name	ORIGIN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Municipality	Ruston City
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,807.00 (+6.68%) Homeowner's exemption	$161,753 (+11.06%) Land $9,327 Building $152,426	$1,617,534 (+11.06%) Land $93,270 Building $1,524,264
2023	$12,943.00	$145,649 Land $9,446 Building $136,203	$1,456,489 Land $94,460 Building $1,362,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSTON WATER SYSTEM serves 22,468 people · EPA ID LA1061017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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