412 Toma Lodge Dr, Ruston, LA 71270 Property Records

Lincoln Parish property record for 412 Toma Lodge Dr, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	7 ba · 5,050 sqft · built 2022
Lot Size	1.42 acres (62,291 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Sep 2017)
Tax Bill	$10,586 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14183369029`

Property Details

APN / Parcel Number

Primary APN	`14183369029`
Alternative APN	`30055`

Interior

Full Baths	7 Baths
Building Area	5,050 sqft Living Area
Gross Area	8,106 sqft

Exterior

Year Built	Built 2022
Lot Area	62,291 sqft (1.42 acres)
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	1,580 sqft

Location & Zoning

Street Address	412 TOMA LODGE DR
City	RUSTON
State	LA
Zip	71270-2679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 OF TOMA LODGE ESTATES (1087-256) (FROM TOMA LODGE LLC) (1209-56)FROM OLIVER MCCLUSKY ET UX (1368-610) (FROM JASON PAUL
Legal Subdivision	TOMA LODGE
Legal Lot Number	29
Jurisdiction	LINCOLN LA
Township / Civil Division	7
Census Block Group	2
Census Block	2013
Census Tract	960402

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 TOMA LODGE DR, RUSTON, LA 71270-2679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage GIBSLAND BANK & TRUST CO
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY NEXT BANK
Sep 13, 2017	Cash Sale Deed, Transfer CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	F171872
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	412 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210474
Date	Jun 21, 2023
Instrument	210474

Lender

Name	GIBSLAND BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2028

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	412 TOMA LODGE DR, RUSTON, LA 71270-2679
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201580
Date	Dec 17, 2021
Instrument	201580

Lender

Name	CENTURY NEXT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LINCOLN LA
Recording Date	Sep 13, 2017
Property Address	412 TOMA LODGE DR, RUSTON, LA 71270-2679
Document Number	000F171872
Map Reference	DD 1128 PG 63
Instrument Date	Sep 13, 2017
Instrument	F171872
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5410 OPERATIONS RD, MONROE, LA 71203-6117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 ENCHANTED LN, BOSSIER CITY, LA 71111-8211

Mortgage

Document Number	000F171873
Date	Sep 13, 2017
Instrument	F171873

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	BOSSIER CITY, LA 71111

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Municipality	Ruston City
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,586.00 (+1,187.83%) Homeowner's exemption	$124,018 (+1,240.74%) Land $8,935 Building $115,083	$1,240,180 (+1,240.74%) Land $89,350 Building $1,150,830
2023	$822.00	$9,250 Land $9,250	$92,500 Land $92,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSTON WATER SYSTEM serves 22,468 people · EPA ID LA1061017
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
318 High Speed Fixed Wireless · not low latency	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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