422 Sunset Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 422 Sunset Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,731 sqft · built 1966
Lot Size	0.311 acres (13,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,288 (Aug 2026)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`250230A000`

Property Details

APN / Parcel Number

Primary APN	`250230A000`
Alternative APN	`2-057A-4143-03-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,560 sqft (0.311 acres)
Lot Dimensions	120 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	250230A000
Street Address	422 SUNSET LN
City	O FALLON
State	MO
Zip	63366-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR #2 BLK 3 LOT 10
Legal Subdivision	SUNSET TERR #2
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 SUNSET LN, O FALLON, MO 63366-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 17, 2022	Executor's Deed, Transfer
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	202637049
Prior Transfer Date	Mar 16, 2022
Prior Transfer Doc	0000015743
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2026
Property Address	422 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0000037049
Instrument Date	Aug 4, 2026
Instrument	202637049
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SUNSET LN, O FALLON, MO 63366-2429

Mortgage

Document Number	0000037050,
Date	Aug 5, 2026
Instrument	202637050

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 2, 2022
Property Address	422 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0000048818
Map Reference	MB 7 PG 37
Instrument Date	Jul 18, 2022
Instrument	2022R-048818
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SUNSET LN, O FALLON, MO 63366-2429

Mortgage

Document Number	0000048819
Date	Sep 2, 2022
Instrument	2022R-048819

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2022
Property Address	422 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0000015743
Map Reference	MB 7 PG 37
Instrument Date	Mar 15, 2022
Instrument	2022R-015743
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SUNSET LN, O FALLON, MO 63366-2429

March 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2022
Property Address	422 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0000015744
Map Reference	MB 7 PG 37
Instrument Date	Mar 8, 2022
Instrument	2022R-015744
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4079 SIR BORS CT APT 4, 4, SAINT LOUIS, MO 63129-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SUNSET LN, O FALLON, MO 63366-2429

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	422 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0069820685
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SUNSET LN O FALLON MO 633662429, O FALLON, MO 63366-2429

Mortgage

Document Number	0069820685
Date	Sep 26, 2018
Book Page	006982/000685
Instrument	551970

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Sep 25, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.09%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,350 (-)	$217,632 (-) Land $55,000 Building $162,632
2025	$2,670.00	$41,350 (+7.81%)	$217,632 (+7.81%) Land $55,000 Building $162,632
2023		$38,354
2022			$201,862 Land $55,000 Building $146,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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