410 Sunset Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 410 Sunset Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1966
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$144,800 (Jul 2007)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250320A000`

Property Details

APN / Parcel Number

Primary APN	`250320A000`
Alternative APN	`2-057A-4143-03-0013.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,074 sqft
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	616 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	250320A000
Street Address	410 SUNSET LN
City	O FALLON
State	MO
Zip	63366-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR #2 BLK 3 LOT 13
Legal Subdivision	SUNSET TERR #2
Legal Block	3
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

410 Sunset Ln is owned and occupied by two individuals who bought it in July 2007.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	410 SUNSET LN, O FALLON, MO 63366-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
Jan 12, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2007 · Amount on File
Deed Sale	Jul 30, 2007 · Amount on File
Deed Document Number	2007622500
Deed Book / Page	4807 / 193
Prior Transfer Date	Jul 20, 2007
Prior Transfer Doc	0048070193
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 4, 2021
Property Address	410 SUNSET LN, O FALLON, MO 63366-2429
Document Number	2021R091368
Map Reference	MB 7 PG 37
Instrument Date	Oct 29, 2021
Instrument	2021R-091368
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 SUNSET LN, O FALLON, MO 63366-2429

Mortgage

Document Number	2021R091369
Date	Nov 4, 2021
Instrument	2021R-091369

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	410 SUNSET LN, O FALLON, MO 63366-2429
Document Number	0068682011
Book / Page	006868 / 002011
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SUNSET LN O FALLON MO 633662429, O FALLON, MO 63366-2429

Mortgage

Document Number	0068682011
Date	Jan 19, 2018
Book Page	006868/002011
Instrument	34620

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 18, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 410 Sunset Ln was $2,657, up 1% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+1.03%)	$41,139	$216,522 Land $55,000 Building $161,522
2024	$2,630.00
2023		$39,549
2022			$208,155 Land $55,000 Building $153,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 Sunset Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Sunset Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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