Houston County property record for 422 S Division Ave, Spring Grove, MN 55974
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 757 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2026) |
| Tax Bill | $1,652 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2026 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0599.000 |
| Primary APN | 26.0599.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 757 sqft Living Area |
| 1st Floor Area | 410 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 422 S DIVISION AVE |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-101 RANGE-007 N 50 FT OF PC COM 303 FT N & 2R W FROM SE COR NW1/4 NE1/4 TH W 165 FT N 264 FT E 165 FT; S 264 FT T |
| Legal Range | 07 |
| Legal Township | 101 |
| Legal Section | 14 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | SPRING GROVE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20900 |
422 S Division Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Houston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45988 150TH ST, MABEL, MN 55954-1254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Jun 2, 2026 | Warranty Deed, Transfer · Line of Credit NEW ALBIN SAVINGS BANK |
| Jul 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2022 | Warranty Deed, Transfer |
| Jun 3, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Aug 31, 2005 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Aug 8, 2022 · Amount on File |
| Deed Document Number | 2026319216 |
| Prior Transfer Date | Jun 28, 2023 |
| Prior Transfer Doc | 000A310446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A294496 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | A294496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Jun 2, 2026 |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 0000319216 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026319216 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | LEGAL TITLE, LEGAL & TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,663.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45988 150TH ST, MABEL, MN 55954-1254 |
| Document Number | 0000319218, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026319218 |
| Name | NEW ALBIN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 27, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Jul 17, 2023 |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 000A310446 |
| Instrument Date | Jun 28, 2023 |
| Instrument | A310446 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30472 QUINTET DR, STEWARTVILLE, MN 55976-4543 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Aug 8, 2022 |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 000A307725 |
| Instrument Date | Aug 5, 2022 |
| Instrument | A307725 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Jun 3, 2019 |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | A294494 |
| Instrument Date | May 31, 2019 |
| Instrument | A294494 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 000A294495 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | A294495 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Aug 31, 2005 |
| Property Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 1239457 |
| Instrument Date | Aug 25, 2005 |
| Instrument | 1239457 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 422 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Document Number | 0001239458 |
|---|---|
| Date | Aug 31, 2005 |
| Instrument | 1239458 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CALEDONIA, MN 55921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2035 |
The 2026 property tax bill for 422 S Division Ave was $1,652 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Spring Grove City |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,652.00 Homeowner's exemption | $99,400 (-) Land $18,500 Building $80,900 | $99,400 (-) Land $18,500 Building $80,900 |
| 2025 | $1,652.00 Homeowner's exemption | $99,400 Land $18,500 Building $80,900 | $99,400 Land $18,500 Building $80,900 |
| 2023 | $786.00 Homeowner's exemption | $94,000 Land $6,500 Building $87,500 | $94,000 Land $6,500 Building $87,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 S Division Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 S Division Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Grove serves 1,291 people · EPA ID MN1280010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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