Houston County property record for 412 S Division Ave, Spring Grove, MN 55974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,615 sqft · built 2005 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,474 (2026) |
| Deeds & Mortgages | Jan 2020 Refinance May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0624.002 |
| Primary APN | 26.0624.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Basement Area | 1,615 sqft |
| Finished Basement | 1,615 sqft |
| Unfinished Basement | 1,615 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 150 ft deep x 142 ft wide |
| Garage Area | 1,026 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 412 S DIVISION AVE |
|---|---|
| City | SPRING GROVE |
| State | MN |
| Zip | 55974-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-104 RANGE-007 .49 AC PT NW1/4 NE1/4 150 FT X 142.28 FT DOC #235714 |
| Legal Range | 07 |
| Legal Township | 104 |
| Legal Section | 14 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | SPRING GROVE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 20900 |
412 S Division Ave is owned and occupied by two individuals.
Source: Houston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA |
| May 11, 2018 | Deed of Trust, Mortgage MERCHANTS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 412 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A297041 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | A297041 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 412 S DIVISION AVE, SPRING GROVE, MN 55974-1112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | A290938 |
|---|---|
| Date | May 11, 2018 |
| Instrument | A290938 |
| Name | MERCHANTS BANK & TRUST |
|---|
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 412 S Division Ave was $4,474 with a homeowner's exemption.
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Spring Grove City |
| Unified School District | Spring Grove School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,474.00 Homeowner's exemption | $277,400 Land $51,700 Building $225,700 | $277,400 Land $51,700 Building $225,700 |
| 2025 | $4,474.00 | ||
| 2023 | $3,688.00 Homeowner's exemption | $232,900 Land $16,700 Building $216,200 | $232,900 Land $16,700 Building $216,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 S Division Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 S Division Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Grove serves 1,291 people · EPA ID MN1280010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spring Grove Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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