422 S 7th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 422 S 7th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1978
Lot Size	0.305 acres (13,266 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Feb 2018)
Tax Bill	$2,818 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19.501.0170`

Property Details

APN / Parcel Number

Primary APN	`19.501.0170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Basement Area	896 sqft
Finished Basement	448 sqft
Unfinished Basement	448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,266 sqft (0.305 acres)
Lot Dimensions	166 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	388 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	32 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	422 S 7TH ST
City	SAINT PETER
State	MN
Zip	56082-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 &; 27 BLK 19 &; N-S ALLEY ADJ
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DALY SMITH S ADD
Legal Block	19
Legal Lot Number	26
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3002
Census Tract	480400

Owner

422 S 7th St is owned and occupied by an individual who bought it in February 2018.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	422 S 7TH ST, SAINT PETER, MN 56082-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA VALLEY FCU
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage MINNESOTA VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Document Number	2018322640
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	422 S 7TH ST, SAINT PETER, MN 56082-1326
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347806
Date	Aug 7, 2023
Instrument	347806

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	422 S 7TH ST, SAINT PETER, MN 56082-1326
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340568
Date	Nov 17, 2021
Instrument	340568

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	422 S 7TH ST, SAINT PETER, MN 56082-1326
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	329045
Date	Sep 16, 2019
Instrument	329045

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Feb 12, 2018
Property Address	422 S 7TH ST, SAINT PETER, MN 56082-1326
Document Number	322640
Instrument Date	Feb 6, 2018
Instrument	322640
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE RESOURCES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 S 7TH ST, SAINT PETER, MN 56082-1326

Mortgage

Document Number	322641
Date	Feb 12, 2018
Instrument	322641

Lender

Name	MINNESOTA VALLEY FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 422 S 7th St was $2,818 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,818.00 Homeowner's exemption	$204,600 Land $42,800 Building $161,800	$204,600 Land $42,800 Building $161,800
2025	$2,818.00
2023	$2,144.00 Homeowner's exemption	$192,600 Land $42,800 Building $149,800	$192,600 Land $42,800 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 S 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

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