414 S 7th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 414 S 7th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,474 sqft · built 1939
Lot Size	0.286 acres (12,466 sqft)
Owner	Individual Name on File
Last Sale	$182,321 (Aug 2020)
Tax Bill	$3,260 (2026)
Deeds & Mortgages	Aug 2020 Sale Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.501.0180`

Property Details

APN / Parcel Number

Primary APN	`19.501.0180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
Attic	Attic
Attic Area	374 sqft
Basement Area	1,068 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,466 sqft (0.286 acres)
Lot Dimensions	156 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	414 S 7TH ST
City	SAINT PETER
State	MN
Zip	56082-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 19 LOT 28 29 SUBDIVISIONCD 19501 SUBDIVISIONNAME DALY SMITH S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DALY SMITH S ADD
Legal Block	19
Legal Lot Number	28-29
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3002
Census Tract	480400

Owner

414 S 7th St is owned and occupied by an individual who bought it in August 2020.

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	414 S 7TH ST, SAINT PETER, MN 56082-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer
Jun 9, 2017	Warranty Deed, Transfer · Commercial Mortgage HOMETOWN BANK
Jun 9, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	2020333590
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Aug 26, 2020
Property Address	414 S 7TH ST, SAINT PETER, MN 56082-1326
Document Number	0000333590
Instrument Date	Aug 21, 2020
Instrument	333590
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$601.66
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S 7TH ST, SAINT PETER, MN 56082-1326

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 9, 2017
Property Address	414 S 7TH ST, SAINT PETER, MN 56082-1326
Document Number	0000319960
Instrument Date	Jun 8, 2017
Instrument	319960
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 ROCKBEND PKWY, SAINT PETER, MN 56082-1338

Mortgage

Document Number	0000319961
Date	Jun 9, 2017
Instrument	319961

Lender

Name	HOMETOWN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2037

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NICOLLET MN
Recording Date	Jun 9, 2017
Property Address	414 S 7TH ST, SAINT PETER, MN 56082-1326
Document Number	0000319959
Instrument Date	Jun 8, 2017
Instrument	319959
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$181.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 S 7TH ST, SAINT PETER, MN 56082-1326

Tax Assessment & Valuation

The 2026 property tax bill for 414 S 7th St was $3,260 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,260.00 Homeowner's exemption	$231,300 Land $42,000 Building $189,300	$231,300 Land $42,000 Building $189,300
2025	$3,260.00
2023	$2,460.00 Homeowner's exemption	$217,300 Land $42,000 Building $175,300	$217,300 Land $42,000 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 S 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire, T-Mobile.

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