422 Phillips Dr, Freeport, FL 32439 Property Records

Walton County property record for 422 Phillips Dr, Freeport, FL 32439 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 2023
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$121,500 (Jul 2020)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	May 2023 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-1S-18-14010-00A-0030`

Property Details

APN / Parcel Number

Primary APN	`29-1S-18-14010-00A-0030`
Alternative APNs	`29-118-14010-00A-0030` `1062264`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,680 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	419 ft deep x 100 ft wide
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 PHILLIPS DR
City	FREEPORT
State	FL
Zip	32439-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK A THE LANDINGS UNREC S/D DESC AS:COM NW/C OF SE4 OF SW4 SEC 29-1S-18W, N 33FT TO A PT ON N ROW OF CO RD, E ALG ROW 423FT, S ALG ROW 499FT TO POB; DPRT ROW E 521.80FT TO WATERS EDGE OF CAMP CREEK, SWLY ALG WATERS EDGE 193.50FT MOL, DPRT WATE
Legal Range	018
Legal Township	01S
Legal Section	29
Legal Subdivision	THE LANDINGS
Legal Block	A
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3043
Census Tract	950501

Owner

Source: Walton County records · APN 29-1S-18-14010-00A-0030

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 BAY TREE DR, MIRAMAR BEACH, FL 32550-7842
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CORPORATION OF AMERICA
Jan 23, 2023	Intrafamily Transfer, Transfer
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 17, 2020	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202026322
Deed Book / Page	3151 / 2223
Last Transfer Date	Jan 23, 2023
Transfer Doc	0032783592
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	422 PHILLIPS DR, FREEPORT, FL 32439-6154
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032910183
Date	May 31, 2023
Book Page	3291/183
Instrument	20230019014

Lender

Name	MORTGAGE CORPORATION OF AMERICA
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	217 Months
Due	Jun 01, 2041

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 23, 2023
Property Address	422 PHILLIPS DR, FREEPORT, FL 32439-6154
Document Number	0032783592
Book / Page	3278 / 3592
Instrument Date	Jan 23, 2023
Instrument	20230002428
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 BAY TREE DR, MIRAMAR BEACH, FL 32550-7842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	284 BAY TREE DR, MIRAMAR BEACH, FL 32550-7842

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 21, 2020
Property Address	422 PHILLIPS DR, FREEPORT, FL 32439-6154
Document Number	0031512223
Book / Page	003151 / 002223
Instrument Date	Jul 21, 2020
Instrument	26322
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$850.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 BAY TREE DR MIRAMAR BEACH FL 325507842, MIRAMAR BEACH, FL 32550-7842

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 17, 2020
Property Address	422 PHILLIPS DR, FREEPORT, FL 32439-6154
Document Number	0031503979
Book / Page	3150 / 3979
Instrument Date	Jul 10, 2020
Instrument	20200025568
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 461, FT WALTON BCH, FL 32549-0461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 BAY TREE DR, DESTIN, FL 32550-7842

Mortgage

Document Number	0031503981
Date	Jul 17, 2020
Instrument	3150/3981

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00 (-10.81%)	$317,628 (+208.15%) Land $131,625 Building $186,003	$317,628 (+208.15%) Land $131,625 Building $186,003
2024	$2,673.00 (+211.9%)
2023	$857.00 (-8.15%)	$103,075 (-9.91%) Land $103,075	$103,075 (-9.91%) Land $103,075
2022	$933.00	$114,415 Land $114,415	$114,415 Land $114,415

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 559 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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