405 Phillips Dr, Freeport, FL 32439 Property Records

Walton County property record for 405 Phillips Dr, Freeport, FL 32439 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,448 sqft Living Area
Lot Size45,738 sqft (1.05 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2025)
Tax Bill$1,976.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-1S-18-14010-00C-0010
Alternative APNs
  • 29-118-14010-00C-0010
  • 1062292

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,448 sqft Living Area
Gross Area2,068 sqft Gross Area
1st Floor1,448 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area45,738 sqft (1.05 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Shed1 Shed
Deck AreaDeck Area
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 PHILLIPS DR
CityFREEPORT
StateFL
Zip32439-6160
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLONG DESC OR 604-267 BEING LOT 1 BLK C THE LANDINGS UNREC S/D OR 1374-296 OR 221-57 OR 3148-4208 OR 3299-3588 OR 3347-1803
Legal Range018
Legal Township01S
Legal Section29
Legal SubdivisionTHE LANDINGS
Legal BlockC
Legal Lot Number1
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup3
Census Block3043
Census Tract950501

Owner

Source: Walton County records · APN 29-1S-18-14010-00C-0010

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Aug 22, 2023Intrafamily Transfer, Transfer
Jul 02, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Jun 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 17, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2025 · Amount on Record
Deed SaleJan 15, 2025 · Amount on Record
Prior SaleJul 02, 2020 · Amount on Record
Deed Doc Number20251567
Deed Book / Page3347 / 1803
Prior Transfer DateAug 22, 2023
Prior Transfer Doc0032993588
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PHILLIPS DR, FREEPORT, FL 32439-6160

Mortgage

Document Number0031973943
DateMay 14, 2021
Book Page3197/3943
Instrument20210024111
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressFREEPORT, FL 32439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term114 Months
DueNov 24, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateAug 22, 2023
Property Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
Document Number0032993588
Book / Page3299 / 3588
Instrument DateAug 22, 2023
Instrument20230030238
Transaction TypeTransfer
Record UpdatedSep 08, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 PHILLIPS DR, FREEPORT, FL 32439-6160

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PHILLIPS DR, FREEPORT, FL 32439-6160

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 02, 2020
Property Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
Document Number0031484208
Book / Page3148 / 4208
Instrument DateJul 01, 2020
Instrument20200023283
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMITCHELL LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address225 FAWN DR, 225, BASYE, VA 22810-2089

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 PHILLIPS DR, FREEPORT, FL 32439-6160

Mortgage

Document Number0031484210
DateJul 02, 2020
Instrument3148/4210
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJun 28, 2017
Property Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
Document Number0030451127
Book / Page003045 / 001127
Instrument DateJun 21, 2017
Instrument21137
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address405 PHILLIPS DR FREEPORT FL 324396160, FREEPORT, FL 32439-6160

July 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJul 17, 2017
Property Address405 PHILLIPS DR, FREEPORT, FL 32439-6160
Document Number0030464709
Book / Page003046 / 004709
Instrument DateJun 21, 2017
Instrument23275
Record UpdatedAug 04, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address405 PHILLIPS DR FREEPORT FL 324396160, FREEPORT, FL 32439-6160

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,976.00 (+106.69%)$230,725 (+39.26%) Land $40,000 Building $190,725$230,725 (+39.26%) Land $40,000 Building $190,725
2024$956.00 (+4.25%)
2023$917.00 (-6.52%) Homeowner's exemption$165,678 (-3.33%) Land $17,389 Building $148,289$165,678 (-3.33%) Land $17,389 Building $148,289
2022$981.00 Homeowner's exemption$171,378 Land $38,602 Building $132,776$171,378 Land $38,602 Building $132,776

Flood & Wildfire

405 Phillips Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
62nd percentile of exposed land nationally · 36th in Florida
Wildfire LikelihoodModerate — about 1 in 559 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Phillips Dr

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