422 Overlook Cir SE, Saint Michael, MN 55376 Property Records

Wright County property record for 422 Overlook Cir SE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,702 sqft · built 2022
Lot Size	0.859 acres (37,430 sqft)
Owner	2 Individuals on Record
Last Sale	$755,000 (Aug 2025)
Tax Bill	$7,904 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-342-001030`

Property Details

APN / Parcel Number

Primary APN	`114-342-001030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Hip
Lot Area	37,430 sqft (0.859 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 OVERLOOK CIR SE
City	SAINT MICHAEL
State	MN
Zip	55376-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 CREEKSIDE ESTATES LOT-003 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	13
Legal Subdivision	CREEKSIDE ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4015
Census Tract	100805

Owner

Source: Wright County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Warranty Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC
Sep 23, 2022	Warranty Deed, Transfer EXECUTIVE TITLE SERVICES INC, EXECUTIVE TITLE SERVICES
Sep 23, 2022	Quit Claim Deed, Transfer EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TITLE NORTHWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202538234
Record Updated	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 11, 2025
Property Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212
Document Number	0000T38234
Instrument Date	Jul 24, 2025
Instrument	T38234
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,491.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212

Mortgage

Document Number	0000T38235
Date	Aug 11, 2025
Instrument	T38235

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 23, 2022
Property Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212
Document Number	0000T36369
Instrument Date	Sep 22, 2022
Instrument	T36369
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	EXECUTIVE TITLE SERVICES INC, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,360.66
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 23, 2022
Property Address	422 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212
Document Number	0000T36368
Instrument Date	Aug 19, 2022
Instrument	T36368
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TITLE NORTHWEST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20401 COUNTY ROAD 81 STE 100, 100, ROGERS, MN 55374-4660
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,904.00 (+7.48%)	$652,800 (+1.95%) Land $172,000 Building $480,800	$652,800 (+1.95%) Land $172,000 Building $480,800
2025	$7,354.00 (+401.64%)	$640,300 (-3.37%) Land $175,000 Building $465,300	$640,300 (-3.37%) Land $175,000 Building $465,300
2023	$1,466.00 (-32.63%)	$662,600 Land $173,900 Building $488,700	$662,600 Land $173,900 Building $488,700
2022	$2,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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