Wright County property record for 417 Overlook Cir SE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 3,938 sqft · built 2018 |
| Lot Size | 0.459 acres (20,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jul 2020) |
| Tax Bill | $10,956 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-342-001020 |
| Primary APN | 114-342-001020 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 3,938 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Basement Area | 1,096 sqft |
| Finished Basement | 1,096 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,019 sqft (0.459 acres) |
| Garage Area | 1,368 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | Deck Area |
| Storage Building | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 417 OVERLOOK CIR SE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-13 TWP-120 RANGE-024 CREEKSIDE ESTATES LOT-002 BLOCK-001 1 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 13 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 100805 |
Source: Wright County assessment roll, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Mar 20, 2019 · Amount on Record |
| Deed Document Number | 202034219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 417 OVERLOOK CIR SE, SAINT MICHAEL, MN 55376-2212 |
| Document Number | 0000033833 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 417 OVERLOOK CIR SE ST MICHAEL MN 553762212, ST MICHAEL, MN 55376-2212 |
| Document Number | 0000033833 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 33833 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,956.00 (+5.57%) | $894,000 (+4.65%) Land $172,000 Building $722,000 | $894,000 (+4.65%) Land $172,000 Building $722,000 |
| 2025 | $854,300 (-7.17%) Land $175,000 Building $679,300 | $854,300 (-7.17%) Land $175,000 Building $679,300 | |
| 2023 | $10,378.00 (-2.06%) | $920,300 Land $173,900 Building $746,400 | $920,300 Land $173,900 Building $746,400 |
| 2022 | $10,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, Lumen Technologies, T-Mobile USA, Verizon.
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