Atlantic County and Galloway Township property record for 422 E Whispering Ln, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 4,702 sqft · built 2003 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jun 2019) |
| Tax Bill | $23,252 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Sale + 1 more |
| APN | 11-01004-0000-00039-02 |
| Primary APN | 11-01004-0000-00039-02 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,702 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 300 ft deep x 20 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 422 E WHISPERING LN |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | INCL BLK 1004 LOTS 37-39 |
| Legal Subdivision | TWP/GALLOWAY |
| Legal Block | 1004 |
| Legal Lot Number | 39.2 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10505 |
Source: Atlantic County and Galloway Township records · APN 11-01004-0000-00039-02
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 E WHISPERING LN, GALLOWAY, NJ 08205-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Oct 23, 2020 | Grant Deed, Transfer EQUITY PLUS LAND TRANSFER |
| Jun 12, 2019 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK ELMER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | Dec 02, 2003 · Amount on Record |
| Deed Document Number | 201929093 |
| Prior Transfer Date | Jan 18, 2011 |
| Prior Transfer Doc | 0000005590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 422 E WHISPERING LN, GALLOWAY, NJ 08205-2917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000053621 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021053621 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Oct 23, 2020 |
| Property Address | 422 E WHISPERING LN, GALLOWAY, NJ 08205-2917 |
| Document Number | 0000054671 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 54671 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | EQUITY PLUS LAND TRANSFER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 E WHISPERING LN GALLOWAY NJ 082052917, GALLOWAY, NJ 08205-2917 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Jun 12, 2019 |
| Property Address | 422 E WHISPERING LN, GALLOWAY, NJ 08205-2917 |
| Document Number | 0000029093 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019029093 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | COMMONWEALTH LAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 E WHISPERING LN, 422, GALLOWAY, NJ 08205-2917 |
| Name | Verified Name |
|---|---|
| Address | 113 GIULIA LN, GALLOWAY, NJ 08205-4472 |
| Document Number | 0000029094 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019029094 |
| Name | FIRST NATIONAL BANK ELMER |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Atlantic County and Galloway Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,900 (-) Land $76,300 Building $609,600 | $685,900 (-) Land $76,300 Building $609,600 | |
| 2025 | $23,252.00 (+1.56%) | $685,900 (-) Land $76,300 Building $609,600 | $685,900 (-) Land $76,300 Building $609,600 |
| 2024 | $22,895.00 (+3.95%) | ||
| 2023 | $685,900 Land $76,300 Building $609,600 | $685,900 Land $76,300 Building $609,600 | |
| 2022 | $22,024.00 |
Source: FEMA National Flood Hazard Layer as of August 27, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1980–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Mar 2019 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 55% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 157 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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