418 E Whispering Ln, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 418 E Whispering Ln, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	4,640 sqft · built 2003
Lot Size	1.03 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Jul 2022)
Tax Bill	$19,445 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Feb 2023 Second Mortgage + 2 more
APN	`11-01004-0000-00039-04`

Property Details

APN / Parcel Number

Primary APN	`11-01004-0000-00039-04`
Alternative APN	`11010040003904`

Interior

Stories	2 Stories
Building Area	4,640 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Lot Area	45,302 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	418 E WHISPERING LN
City	GALLOWAY
State	NJ
Zip	08205-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	INCL BLK 1004 LOTS 37-39
Legal Block	1004
Legal Lot Number	39.4
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2015
Census Tract	10505

Owner

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCEANFIRST BANK
Feb 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCEANFIRST BANK
Jul 21, 2022	Deed, Transfer · Conventional Mortgage OCEANFIRST BANK
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	202237419
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0000051645
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050396
Date	Dec 4, 2023
Instrument	2023050396

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 11, 2038

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006183
Date	Feb 2, 2023
Instrument	2023006183

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 13, 2038

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Jul 21, 2022
Property Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Document Number	0000037419
Instrument Date	May 16, 2022
Instrument	2022037419
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 E WHISPERING LN, 418, GALLOWAY, NJ 08205-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037420
Date	Jul 21, 2022
Instrument	2022037420

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	8.87%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Oct 10, 2018
Property Address	418 E WHISPERING LN, GALLOWAY, NJ 08205-2917
Document Number	0000051645
Instrument Date	Sep 5, 2018
Instrument	51645
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E WHISPERING LN GALLOWAY NJ 082052917, GALLOWAY, NJ 08205-2917

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,600 (-) Land $76,600 Building $497,000	$573,600 (-) Land $76,600 Building $497,000
2025	$19,445.00 (+1.56%)	$573,600 (-) Land $76,600 Building $497,000	$573,600 (-) Land $76,600 Building $497,000
2024	$19,146.00 (+3.95%)
2023		$573,600 Land $76,600 Building $497,000	$573,600 Land $76,600 Building $497,000
2022	$18,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1980–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 71% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Whispering Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures