422 E Saint Clair St, Almont, MI 48003 Property Records

Lapeer County property record for 422 E Saint Clair St, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,462 sqft · built 1800
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Oct 2002)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`041-527-023-00`

Property Details

APN / Parcel Number

Primary APN	`041-527-023-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,462 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Flooring	Carpet

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 E SAINT CLAIR ST
City	ALMONT
State	MI
Zip	48003-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 27 T6N R12E VILLAGE OF ALMONT PART OF THE NW 1/4 BEG AT A PT ON N LINE OF SEC 27 THAT IS DUE W 862.82 FT FROM N 1/4 COR
Legal Range	12E
Legal Township	06N
Legal Section	27
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	2
Census Block	2013
Census Tract	340500

Owner

Source: Lapeer County records · APN 041-527-023-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 E SAINT CLAIR ST, ALMONT, MI 48003-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2002 · Amount on Record
Deed Sale	Oct 15, 2002 · Amount on Record
Prior Sale	Mar 01, 1985 · Amount on Record
Deed Book / Page	1687 / 562
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	422 E SAINT CLAIR ST, ALMONT, MI 48003-8701
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E SAINT CLAIR ST, ALMONT, MI 48003-8701
Investor	Possibly a Property Investor

Mortgage

Document Number	0033470164
Date	Apr 25, 2023
Book Page	3347/164

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 14, 2063

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Almont Village
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 (+5.69%) Homeowner's exemption	$107,300 (+18.96%)	$214,600 (+18.96%)
2023		$90,200	$180,400
2022	$2,179.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873405002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 218 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

May also be available: Verizon, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	VILLAGE OF ALMONT serves 2,674 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.