409 E Saint Clair St, Almont, MI 48003 Property Records

Lapeer County property record for 409 E Saint Clair St, Almont, MI 48003 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,724 sqft · built 1870
Lot Size	0.552 acres (24,045 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Mar 2022)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-522-045-00`

Property Details

APN / Parcel Number

Primary APN	`041-522-045-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Building Area	3,724 sqft Living Area
1st Floor Area	2,584 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Carpet

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Victorian
Lot Area	24,045 sqft (0.552 acres)
Lot Dimensions	297 ft deep x 81 ft wide
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	409 E SAINT CLAIR ST
City	ALMONT
State	MI
Zip	48003-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01 67 200 000 00 SEC 22 T6N R12E VILLAGE OF ALMONT COM 9 RODS 8 FT E OF SW COR E 1/2 SW 1/4 SEC 22 TH N 20 RODS E 91 FT S 20
Legal Range	12E
Legal Township	06N
Legal Section	22
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1020
Census Tract	340500

Owner

Source: Lapeer County records · APN 041-522-045-00

Assessment roll updated August 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5021 N HENDERSON RD, DAVISON, MI 48423-8513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Sep 07, 1993 · Amount on Record
Deed Book / Page	3283 / 298
Last Transfer Date	Aug 22, 2023
Transfer Doc	0034230429
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 24, 2022
Property Address	409 E SAINT CLAIR ST, ALMONT, MI 48003-8702
Document Number	0032830298
Book / Page	3283 / 298
Instrument Date	Mar 22, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	BANKERS TITLE STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13165 INDEPENDENCE AVE, 13165, SHELBY TOWNSHIP, MI 48315-4726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 WALNUT BLVD, ROCHESTER, MI 48307-2113

Mortgage

Document Number	0032820746
Date	Mar 22, 2022
Book Page	3282/746

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Almont Village
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00 (+18.8%) Homeowner's exemption	$188,000 (+20.82%)	$376,000 (+20.82%)
2024	$3,595.00 (+56.71%)
2023		$155,600	$311,200
2022	$2,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873405001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Xfinity, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.