Covington City property record for 409 E Phillip St, Covington, VA 24426 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1945 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,800 (Mar 2023) |
| Tax Bill | $410 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 40-5-95 |
| Primary APN | 40-5-95 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Gross Area | 1,283 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,118 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,425 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Poultry House | 25 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5068 |
|---|---|
| Street Address | 409 E PHILLIP ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARRISH CT #4 LOT 95 |
| Legal Subdivision | PARRISH CT #4 |
| Legal Lot Number | 95 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60200 |
Source: Covington City records · APN 40-5-95
Assessment roll updated May 12, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E PHILLIP ST, COVINGTON, VA 24426-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Record Updated | Jun 08, 2026 |
Source: Covington City records · Assessment roll updated May 12, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $410.00 | $48,300 (-) Land $12,000 Building $36,300 | $48,300 (-) Land $12,000 Building $36,300 |
| 2023 | $410.00 | $48,300 Land $12,000 Building $36,300 | $48,300 Land $12,000 Building $36,300 |
Source: FEMA National Flood Hazard Layer, County delivery 51005C, updated February 28, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515800602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 71 (1978–2016) |
| Claims Outside the SFHA | 32 of 71 |
| Most Recent Claim | Jun 2016, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 57% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Shenandoah Telecommunications Company | Cable | 1,200 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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